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Overview

4 bd2 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2022
Lot5,663 sqft
Living area1,830 sqft
Price / sqft$210
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)SidewalkPool

6766 Grace Hammock Rd is a 2022-built home in Villages At Harmony Ph 1c-1 & 1d, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,830 square feet of living space. Listed at $385,000 (about $210/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 annually.

From the listing

Welcome to a beautifully maintained home offering an inviting combination of comfortable living spaces and exceptional outdoor features. The home showcases a well-maintained exterior, mature landscaping, a two-car garage, and an attractive front entry. One of the highlights of this property is the spacious backyard, offering plenty of room to enjoy Florida's outdoor lifestyle. The backyard features lush green lawn, mature trees, privacy fencing, and a covered patio, providing a comfortable space for relaxing, entertaining, or enjoying your morning coffee. The property also benefits from peaceful pond views, creating a scenic backdrop and a sense of openness. The home features a hip-style shingle roof, stucco exterior, double-pane-style windows, and a wide driveway leading to the attached two-car garage. The rear of the home offers multiple windows overlooking the backyard, allowing you to enjoy the outdoor views from inside as well. The aerial photography highlights the property's desirable position within the community, with the home surrounded by well-kept landscaping, sidewalks, green spaces, and scenic ponds. The expansive views also showcase the natural wooded areas beyond the community, adding to the peaceful setting. With its two-car garage, covered patio, spacious backyard, mature trees, privacy fencing, pond views, and well-maintained landscaping, 6766 Grace Hammock Road offers a wonderful opportunity to enjoy a comfortable home with an inviting outdoor retreat. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$210
On market
30 days
Annual tax
$7,061
HOA
$120/yr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
5,663 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,799/mo
Down payment (20%)
$77,000
Property taxes
$588/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
30
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Pool
Street Lights
Dishwasher
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,061
Parcel #
24-26-31-3439-0001-3170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Ph 1c-1 & 1d
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
5,663 sqft
HOA
$120/yr
Association Solutions of Central Florida-Mark

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #S5156909
$385,000-3.7%
$210/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #S5156909
$399,900
$219/sqft

Neighborhood

6766 Grace Hammock Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 30 after a $14,900 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,799/mo
Principal & interest$2,008
Property taxes$588
Insurance$193
HOA$10
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$210 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,830 sq ft

Time on market

30 days

Year built

2022

Monthly payment

About $2,799/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,061 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Association Solutions of Central Florida-Mark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Laura McadamsListing data from Stellar MLS, MLS# S5156909.

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