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Overview

5 bd3 ba3,399 sqft2 car garageSingle Family
TypeSingle Family
HOA$230/qtr
Built2015
Lot6,098 sqft
Living area3,399 sqft
Price / sqft$151
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

5232 Villa Rosa Ave is a 2015-built home in Nova Grove, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,399 square feet of living space. Listed at $513,075 (about $151/sqft), 160 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $230 quarterly.

From the listing

BUYER INCENTIVE: The seller is offering up to $10,000 toward a buyers closing cost, three months of prepaid HOA dues, and an $800 home warranty! Welcome to 5232 Villa Rosa Avenue, an exceptional 5-bedroom, 3-bathroom residence offering more than 3,300 square feet of thoughtfully designed living space in the highly desirable Nova Grove community. Ideally situated between Lake Nona and St. Cloud, this home combines comfort, functionality, and modern updates in one of Central Florida’s fastest-growing areas. The versatile floor plan features formal living and dining areas, a spacious family room, and an updated open-concept kitchen designed for everyday living and entertaining. Abundant cabinetry, generous counter space, and a dedicated coffee and beverage station make the kitchen the heart of the home. A first-floor bedroom and full bathroom , an ideal setup for guests, multigenerational living, or a private home office. Upstairs, a large bonus room provides flexible space for a media room, game room, fitness area, or additional living room. The expansive primary suite creates a peaceful retreat and is conveniently located near the laundry room. Recent improvements include a new HVAC system, new dishwasher, and updated ceiling fans, providing added comfort and peace of mind. Outside, the covered lanai overlooks a spacious backyard with plenty of room for entertaining, recreation, or future customization. Nova Grove residents enjoy a welcoming neighborhood atmosphere with community events and food truck nights, along with convenient access to shopping, dining, major highways, Medical City, Orlando International Airport, and the vibrant Lake Nona area.

The essentials

Built
2015
Price / sqft
$151
On market
160 days
Annual tax
$7,096
HOA
$230/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
2 car garage
6,098 sqft lot
Lot size
3,399 sqft
Living area

Payment

Est. monthly payment
$3,601/mo
Down payment (20%)
$102,615
Property taxes
$591/mo
HOA
$230/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
160
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Playground
Rain Gutters
Sidewalk
Convection Oven
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,096
Parcel #
20-25-31-4423-0001-0470

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Nova Grove
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
Corner LotOversized LotSidewalkPaved
HOA
$230/qtr
Associa Community Management

Price history

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #O6405902
$513,075-2.1%
$151/sqft
-
Price change
Source: Stellar MLS #O6405902
$524,075-2.8%
$154/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #O6405902
$539,050
$159/sqft

Neighborhood

5232 Villa Rosa Ave
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $513,075
$510,000 – $513,075
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 160 after a $25,975 cut.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,601/mo
Principal & interest$2,676
Property taxes$591
Insurance$257
HOA$77
Down payment20% · $102,615
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$513,075

$151 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,399 sq ft

Time on market

160 days

Year built

2015

Monthly payment

About $3,601/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,096 annual tax bill, insurance, and the $230/qtr HOA fee.

HOA fee

$230/qtr

Managed by Associa Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Christopher GroomesListing data from Stellar MLS, MLS# O6405902.

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