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Overview

3 bd2 ba1,602 sqft2 car garageSingle Family
TypeSingle Family
HOA$391/yr
Built2021
Lot7,405 sqft
Living area1,602 sqft
Price / sqft$203
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsRain GuttersSidewalkStreet LightsDishwasherDisposal

35 Ridge Rd is a 2021-built home in Sawmill Crk/Palm Coast Park, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,602 square feet of living space. Listed at $325,000 (about $203/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $391 annually.

From the listing

Welcome to 35 Ridge Road in the sought-after Sawmill Creek community of Palm Coast! This beautifully maintained 2021 Maronda-built Memphis plan offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed open-concept layout with quality finishes and numerous upgrades throughout. From the moment you arrive, the home makes a great impression with its attractive stone fascia, extended paver driveway, sidewalk, and inviting curb appeal. Inside, abundant natural light highlights the spacious living areas, custom lighting, LVP flooring throughout the main living areas, carpeting in the bedrooms, 6-inch baseboards, and crown molding. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, soft-close cabinetry with convenient pull-out shelving, lowered upper cabinets for easier access, stainless steel appliances, a large island with ample storage, and a custom glass-tile backsplash. The living room includes a convenient floor outlet for a clean, streamlined setup. Additional features include gutters, a screened-in lanai for enjoying the Florida outdoors, and an epoxy-protected garage floor. The finished laundry room includes a network box with wired internet throughout the home, adding convenience for today's connected lifestyle. Sawmill Creek offers desirable community amenities including a community pool, sidewalks, well-lit streets, and underground utilities. With its modern design, thoughtful upgrades, and convenient Palm Coast location, 35 Ridge Road is ready to welcome its next owner. Schedule your private showing today!

The essentials

Built
2021
Price / sqft
$203
On market
30 days
Annual tax
$5,661
HOA
$391/yr
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
7,405 sqft lot
Lot size
1,602 sqft
Living area

Payment

Est. monthly payment
$2,362/mo
Down payment (20%)
$65,000
Property taxes
$472/mo
HOA
$391/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,405 sqft
Cooling
Central Air
Heating
Other
Parking
-
Days on Market
30
Ceiling Fans(s)
Crown Molding
High Ceilings
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,661
Parcel #
21-10-30-5410-00000-1940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Crk/Palm Coast Park
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,405 sqft
Corner LotLevelSidewalkPaved
HOA
$391/yr
Kristen Chapman

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #S5158187
$325,000
$203/sqft

Neighborhood

35 Ridge Rd
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$320,000 – $325,000
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 30.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,362/mo
Principal & interest$1,695
Property taxes$472
Insurance$163
HOA$33
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$203 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,602 sq ft

Time on market

30 days

Year built

2021

Monthly payment

About $2,362/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,661 annual tax bill, insurance, and the $391/yr HOA fee.

HOA fee

$391/yr

Managed by Kristen Chapman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Rafael Ortiz PenaListing data from Stellar MLS, MLS# S5158187.

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