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Overview

4 bd2 ba1,859 sqft2 car garageSingle Family
TypeSingle Family
HOA$505/yr
Built2014
Lot7,405 sqft
Living area1,859 sqft
Price / sqft$204
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSolid Wood CabinetsLightingPrivate MailboxSidewalkStreet LightsDishwasher

3606 Charmed Ln is a 2014-built home in Esprit Ph 3c, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,859 square feet of living space. Listed at $380,000 (about $204/sqft), 19 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $505 semi-annually.

From the listing

Beautiful home with 4 beds and 2 baths in a beautiful community with an awesome community pool. This home has an open floor plans where the kitchen and living room interact with each other. The property's dining area opens up to the back porch. Back Porch is enclosed and property is fenced, giving the property a bit of privacy and security. Back porch/yard has a view of the pond. The home has its own laundry room with washer and dryer included. . Don't miss out and send your offers!!!!

The essentials

Built
2014
Price / sqft
$204
On market
19 days
Annual tax
$3,303
HOA
$505/yr
Flood zone
A
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
2 car garage
7,405 sqft lot
Lot size
1,859 sqft
Living area

Payment

Est. monthly payment
$2,489/mo
Down payment (20%)
$76,000
Property taxes
$275/mo
HOA
$505/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Ceiling Fans(s)
Eat-in Kitchen
Solid Wood Cabinets
Lighting
Private Mailbox
Sidewalk
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone A
Annual Tax (2025)
$3,303
Parcel #
34-26-30-0096-0001-4110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esprit Ph 3c
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
7,405 sqft
HOA
$505/yr
Access residential Management/Christopher Guillon

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #S5158792
$380,000
$204/sqft

Neighborhood

3606 Charmed Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $380,000
$377,500 – $380,000
99.5% – 100% of listTops out right at the list price
80% of listList price
244 of the last 394 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 19.

Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,489/mo
Principal & interest$1,982
Property taxes$275
Insurance$190
HOA$42
Down payment20% · $76,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$380,000

$204 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,859 sq ft

Time on market

19 days

Year built

2014

Monthly payment

About $2,489/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,303 annual tax bill, insurance, and the $505/yr HOA fee.

HOA fee

$505/yr

Managed by Access residential Management/Christopher Guillon.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Emidio DiNardoListing data from Stellar MLS, MLS# S5158792.

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