405 Columbia Ave, photo 1
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Overview

3 bd2 ba1,662 sqftSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot10,494 sqft
Living area1,662 sqft
Price / sqft$229

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

405 Columbia Ave is a 1993-built home in St Cloud 2nd Plat Town Of, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,662 square feet of living space. Listed at $379,900 (about $229/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Charming "Home Sweet Home" Built by Snow Construction , With Screened In-groud Pool with new pump & filter 3 years ago for those amazing family and friends gatherings. Newer Roof 2024. Newer windows 2014. New A/C 2023. Kitchen and bathrooms Completely Updated with top Quality!! Living room features custom skylight, lots of natural lighting. Kitchen features Kenico water softener, Granite countertops, 42" custom cabinets with crown molding, pullout drawers with soft close, Large single sink, stainless steel Double oven, Microwave, Refrigerator, and Range, Newer porcelian tile flooring, Skylight for natural lighting, Pantry with custom wood slide out shelves, Ceiling fan and light. Dining room features large built-in with pullout drawers, glass insert cabinets and under counter lights, lots of storage. French doors lead to the pool for your morning coffee and entertaining in your private fully fenced in back yard with landscaping, Shed and large screened in deck and in-ground pool. Primary Bedroom with french doors to your outside Oasis. Ensuite primary bathroom with new custom tiled shower and granite countertops. Second bathroom features vanity cabinet and vanity with sink. Home is located walking distance from lakeshore, shops and resturants. Call today!

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The essentials

Built
1993
Price / sqft
$229
On market
12 days
Annual tax
$1,192
Flood zone
X · Low risk
Lot
10,494 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
In Ground
10,494 sqft lot
Lot size
1,662 sqft
Living area

Payment

Est. monthly payment
$2,270/mo
Down payment (20%)
$75,980
Property taxes
$99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
10,494 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Pool
In Ground, Deck, Gunite, Lighting, Screen Enclosure
Days on Market
12
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Sidewalk
Park
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Purifier
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,192
Parcel #
01-26-30-0001-0390-0095

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Plat Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
10,494 sqft
City LimitsLandscapedSidewalkPaved

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #S5159117
$379,900
$229/sqft

Neighborhood

405 Columbia Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $379,900
$377,500 – $379,900
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 161 home closings in 34769 landed at this number or higher (58%). The median one sat 35 days before it went under contract, and this one is on day 12.

Sample: 161 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,271/mo
Principal & interest$1,981
Property taxes$99
Insurance$190
Down payment20% · $75,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,900

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,662 sq ft

Time on market

12 days

Year built

1993

Monthly payment

About $2,270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,192 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byWEICHERT REALTORS HALLMARK PROListing agent: Sherry FeckListing data from Stellar MLS, MLS# S5159117.

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