Overview
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About this home
2312 W Shell Point Rd is a home in Unplatted, Ruskin. Flood zone AE - confirm flood insurance requirements with your lender.
SELLER FINANCING WITH SELECT TERMS. Geo-Tech surveys are being completed. Discover over 4 acres of prime waterfront land in the thriving heart of Ruskin, offering endless possibilities for personal or commercial development. Whether you dream of building your own waterfront oasis or have the vision of a savvy developer, this property is your canvas. Imagine crafting a custom dream home with breathtaking views, or tapping into Ruskin’s booming hospitality scene by creating a boutique hotel, a waterfront restaurant, or even multifamily housing. The location is unbeatable—just minutes from Bahia Beach, a full-service marina, Freedom Boat Club, and the popular Sunset Bar & Grill. With direct Gulf access, stunning surroundings, and a growing local community, this property is truly a rare gem. The opportunities are as vast as the horizon!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$2,499,999
Time on market
673 days
Monthly payment
About $14,940/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,821 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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