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About this home
12431 Monarch Cir is a 1973-built home in Boca Ciega Ridge 5th Add Unit One, Seminole. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,630 square feet of living space. Listed at $459,900 (about $282/sqft), 575 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
This HANDYMAN SPECIAL is perfect for investors or DIY enthusiasts looking to add value. High and Dry NO FLOOD ZONE! The kitchen, dining, and living areas have been beautifully updated, and the rest of the home is ready for your personal touch. The fully remodeled kitchen features new quartz countertops, new cabinets, and new ceramic plank flooring, which extends into the dining and living areas. The home also has a newer gas water heater, an AC unit from 2023, and solar panels with an assumable lease. The roof is 2006. The bathrooms need full remodeling, and the home requires interior and exterior paint. It will also need new doors throughout, and new flooring upstairs in the all the bedrooms and on the staircase. Original awning windows. The solar panels have an assumable lease. This property would make a great rental, with its prime location just five minutes from the beach, in a good school district, and close to shopping. Don't miss the opportunity to make this home into a fantastic rental investment, or an ideal flip, or an excellent primary residence in a good neighborhood.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$459,900
$282 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,630 sq ft
Time on market
575 days
Year built
1973
Monthly payment
About $3,120/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,892 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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