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Overview

4 bd2 ba1,630 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot7,614 sqft
Living area1,630 sqft
Price / sqft$282
Garage2 car

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About this home

Primary Bedroom Main FloorSolid Surface CountersPrivate MailboxRangeRefrigerator

12431 Monarch Cir is a 1973-built home in Boca Ciega Ridge 5th Add Unit One, Seminole. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,630 square feet of living space. Listed at $459,900 (about $282/sqft), 575 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This HANDYMAN SPECIAL is perfect for investors or DIY enthusiasts looking to add value. High and Dry NO FLOOD ZONE! The kitchen, dining, and living areas have been beautifully updated, and the rest of the home is ready for your personal touch. The fully remodeled kitchen features new quartz countertops, new cabinets, and new ceramic plank flooring, which extends into the dining and living areas. The home also has a newer gas water heater, an AC unit from 2023, and solar panels with an assumable lease. The roof is 2006. The bathrooms need full remodeling, and the home requires interior and exterior paint. It will also need new doors throughout, and new flooring upstairs in the all the bedrooms and on the staircase. Original awning windows. The solar panels have an assumable lease. This property would make a great rental, with its prime location just five minutes from the beach, in a good school district, and close to shopping. Don't miss the opportunity to make this home into a fantastic rental investment, or an ideal flip, or an excellent primary residence in a good neighborhood.

The essentials

Built
1973
Price / sqft
$282
On market
575 days
Annual tax
$5,892
Flood zone
X · Low risk
Lot
7,614 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
2 car garage
7,614 sqft lot
Lot size
1,630 sqft
Living area

Payment

Est. monthly payment
$3,120/mo
Down payment (20%)
$91,980
Property taxes
$491/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
7,614 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
575
Primary Bedroom Main Floor
Solid Surface Counters
Private Mailbox
Range
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2024)
$5,892
Parcel #
28-30-15-09722-000-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Boca Ciega Ridge 5th Add Unit One
County
Pinellas
MLS Area
33772 - Seminole
Lot Size
7,614 sqft

Price history

Date
Event
Price
3/17/2025
Listed for sale
Source: Stellar MLS #TB8368448
$459,900
$282/sqft

Neighborhood

12431 Monarch Cir
Seminole, FL, 33772 · 33772 - Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $459,900
$455,000 – $459,900
98.7% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33772 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 575.

Sample: 138 closed home sales in 33772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,119/mo
Principal & interest$2,399
Property taxes$491
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,900

$282 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,630 sq ft

Time on market

575 days

Year built

1973

Monthly payment

About $3,120/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,892 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byKELLER WILLIAMS ST PETE REALTYListing agent: Scott TurnerListing data from Stellar MLS, MLS# TB8368448.

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