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Active
4
beds
3
baths
2,584
sqft
2
garage
Listed by HOMEXPRESS REALTY, INC.· Last updated · MLS# TB8382267
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About this home
Pest Guard SystemStone CountersThermostatWalk-in Closet(s)Window TreatmentsHurricane ShuttersSidewalkPlayground
1876 Colding Dr is a 2022-built home in Spencer Crk Ph 2, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,584 square feet of living space. Listed at $389,900 (about $151/sqft), 331 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $156 annually.
From the listing
*** NEW PRICE IMPROVEMENT *** HUGE CORNER LOT *** MASSIVE 25' X 25' PATIO **** FULLY FENCED IN YARD WITH LARGE FENCE GATE ACCESS *** ALL KITCHEN APPLIANCES INCLUDED *** ALL CEILING FANS AND BLINDS INCLUDED **** COMMUNITY POOL **** LOW HOA FEE *** Check out this corner lot home located oil Spencer Creek community. This home was built on 2022 and has (4) Bedrooms with (2.5) Baths with 2584 Sqft. A Flex room located downstairs is great for a home office or den. Barn doors added for privacy option. Open concept kitchen with family room. Great for family gatherings or hosting. All kitchen appliances included. On the 2nd floor there is a nice loft that can be used as a game room or even a home gym. Master bathroom has a walk-in shower and a huge master closet! The backyard has a 25' x 25' concrete patio that is ready for a future patio cage enclosure alone to or a pool cage addition. There is a community pool, BasketBall court, and Play ground int eh community. This home is move in ready and priced to sell! Set up a showing today!
The essentials
Built
2022
Price / sqft
$151
On market
404 days
Annual tax
$8,424
HOA
$156/yr
Flood zone
X · low risk
Lot
10,192 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2022
Lot
10,192 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
404
Pest Guard System
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2024)
$8,424
Parcel #
U-16-32-19-C3U-000000-00252.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Spencer Crk Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
10,192 sqft
HOA
$156/yr
KEVIN HARKINS
Date
Event
Price
12/17/2025
Price change
Source: Stellar MLS #TB8382267
$389,900-2.5%
$151/sqft
—
Price change
Source: Stellar MLS #TB8382267
$399,999-5.9%
$155/sqft
5/22/2025
Listed for sale
Source: Stellar MLS #TB8382267
$424,999+13.3%
$164/sqft
5/31/2022
Sold
Source: Hillsborough County Public Record
$375,100
$145/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,048
Principal, interest, tax, insurance, HOA
- P&I$2,033
- Tax$702
- Insurance$300
- HOA$13
Loan Amount
$311,920
Down Payment %
20.0%
First Year Summary
Principal
$3,293
Interest
$21,109
Balance
$308,627
Total Interest
$420,135
Total Cost
$732,055
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