3545 Lake Padgett Dr, photo 1
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Overview

3 bd3 ba2,198 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot28,042 sqft
Living area2,198 sqft
Price / sqft$387
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWindow TreatmentsGarden

3545 Lake Padgett Dr is a 1973-built home in Lake Padgett Estates, Land O Lakes. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,198 square feet of living space. Listed at $850,000 (about $387/sqft), 448 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LAKE PADGETT LAKE FRONT HOME NOW AVAILABLE. This updated 3-bedroom, 3-bath lakefront pool home in Lake Padgett Estates offers direct views of Lake Padgett from nearly every room. The pool patio is approx 2,600 sq ft (58’ x 45’) making this a family entertainment center, with area for everyone and then some. The spacious ranch-style layout features oversized sliding doors, wood floors (installed 2020), custom kitchen cabinets (2020) with gas stove, and a large swimming pool (38x23 ft shallow, 18 ft deep). Recent updates include a new roof (2020), AC (2023/2024), pool pump (2025), solar heated pool (2020), water heater (2023/2024), all home lighting updated and pool refinishing with new tile (2020). Also, a large underground propane tank for home generator. Electric panel was updated (2020) to accommodate a portable home generator. No popcorn ceilings, updated 2020. Screen cage replaced in 2022. Epoxy garage floor with flakes in 2018. 6 inch baseboards thru home installed in 2022. New gutters & soffit installed in 2021. Water softener system 2018 and Culligan has maintained since. Situated on over 0.64 acres with plenty of yard space, this home is located in a non-HOA community and is ideal for lake living. The community has an equestrian center, trails, community parks with private boat ramps, docks, beaches, playgrounds, tennis & pickle ball courts and so much more. Owner is agent.

The essentials

Built
1973
Price / sqft
$387
On market
448 days
Annual tax
$5,678
Flood zone
X · Low risk
Lot
28,042 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Waterfront
Lake Front
Private pool
Heated
2 car garage
Bath In Garage
0.64 acres
Lot size

Payment

Est. monthly payment
$5,331/mo
Down payment (20%)
$170,000
Property taxes
$473/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
28,042 sqft
Cooling
Central Air
Heating
Central, Natural Gas, Propane
Parking
Bath In Garage, Driveway, Garage Door Opener, Guest, Oversized, Parking Pad
Pool
Deck, Gunite, Heated, In Ground, Outside Bath Access, Solar Heat, Tile
Waterfront
Lake Front
Days on Market
448
Ceiling Fans(s)
Eat-in Kitchen
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Garden
Lighting
Rain Gutters
Golf Carts OK
Golf
Stable(s)
Park
Playground
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$5,678
Parcel #
18-26-24-005.0-000.00-030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Padgett Estates
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
28,042 sqft
In CountyIrregular LotLandscapedOversized LotPrivate

Price history

Date
Event
Price
7/19/2026
Price change
Source: Stellar MLS #TB8410357
$850,000-1.2%
$387/sqft
-
Price change
Source: Stellar MLS #TB8410357
$860,000-13.7%
$391/sqft
7/23/2025
Listed for sale
Source: Stellar MLS #TB8410357
$997,000+162.4%
$454/sqft
8/24/2018
Sold
Source: Pasco County Public Record
$380,000
$173/sqft

Neighborhood

3545 Lake Padgett Dr
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$845,000 – $850,000
99.2% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34639 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 448 after a $147,000 cut.

Sample: 139 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,331/mo
Principal & interest$4,433
Property taxes$473
Insurance$425
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$387 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,198 sq ft

Time on market

448 days

Year built

1973

Monthly payment

About $5,331/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,678 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRICHARD DOYLE REAL ESTATEListing agent: April WakefieldListing data from Stellar MLS, MLS# TB8410357.

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