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About this home
3545 Lake Padgett Dr is a 1973-built home in Lake Padgett Estates, Land O Lakes. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,198 square feet of living space. Listed at $850,000 (about $387/sqft), 448 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
LAKE PADGETT LAKE FRONT HOME NOW AVAILABLE. This updated 3-bedroom, 3-bath lakefront pool home in Lake Padgett Estates offers direct views of Lake Padgett from nearly every room. The pool patio is approx 2,600 sq ft (58’ x 45’) making this a family entertainment center, with area for everyone and then some. The spacious ranch-style layout features oversized sliding doors, wood floors (installed 2020), custom kitchen cabinets (2020) with gas stove, and a large swimming pool (38x23 ft shallow, 18 ft deep). Recent updates include a new roof (2020), AC (2023/2024), pool pump (2025), solar heated pool (2020), water heater (2023/2024), all home lighting updated and pool refinishing with new tile (2020). Also, a large underground propane tank for home generator. Electric panel was updated (2020) to accommodate a portable home generator. No popcorn ceilings, updated 2020. Screen cage replaced in 2022. Epoxy garage floor with flakes in 2018. 6 inch baseboards thru home installed in 2022. New gutters & soffit installed in 2021. Water softener system 2018 and Culligan has maintained since. Situated on over 0.64 acres with plenty of yard space, this home is located in a non-HOA community and is ideal for lake living. The community has an equestrian center, trails, community parks with private boat ramps, docks, beaches, playgrounds, tennis & pickle ball courts and so much more. Owner is agent.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$850,000
$387 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,198 sq ft
Time on market
448 days
Year built
1973
Monthly payment
About $5,331/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,678 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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