3314 Fernleaf Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,238 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

CurbsGolf Carts OK

3314 Fernleaf Dr is a home in Hernando Beach 14, Hernando Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

26k PRICE REDUCTION from Original List! Large corner lot in Hernando Beach offering unmatched value with savings of upfront costs other vacant lands may not offer. While competing properties are unfenced, overgrown or facing active erosion, this premium corner lot is beautifully maintained, cleared, and already fully enclosed by a fence with a wide double-gate built for larger equipment to access through property. The most expensive infrastructure is already in place: about an 80-foot seawall, a floating dock that accommodates two boats, and pre-installed pavers / patio in front of seawall. You also skip the typical vacant land headaches—public water service is already hooked up with an active outdoor spigot on-site, and professional soil engineering/testing report is fully completed and available for buyer. Land is cleared and fence in place. These improvements save you massive amounts of time and upfront costs. ABSOLUTELY NO TRESPASSING: This is private land. You MUST be with an agent who has scheduled to have access onto the property. While other lots within Hernando Beach are deed-restricted or bound by an HOA, this property has NO HOA, NO CDD fees, and NO deed restrictions! You have total freedom to build your dream home or use it as a high-income short- or long-term rental. Experience the ultimate coastal lifestyle in a town that is fully golf-cart friendly right on the public roads (compliance required) for easy cruising to local restaurants, marina and entertainment. You are positioned directly across from the thousands of open acres of the Weeki Wachee Preserve for peaceful natural lake views and morning sunrises, with incredible west-coast sunsets being just 6 blocks away to walk to. Navigate your boat straight from your floating dock through the canal to the easy boat lift station and head west through canals towards the open Gulf waters. Major shopping (Publix, Walmart, HomeGoods, JCPenneys) is 10 minutes away, and Tampa International Airport is less than an hour's drive. Seller may consider owner financing. Don't overlook this rare, turn-key lot call today to visit the property and make an offer, co-listing agent has been in Hernando Beach for over 43 years, let’s chat and see if this is a good fit for you.

The essentials

On market
430 days
Annual tax
$1,295
Flood zone
AE
Lot
8,238 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
8,238 sqft lot
Lot size

Payment

Est. monthly payment
$908/mo
Down payment (20%)
$27,980
Property taxes
$108/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,238 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater, Canal - Saltwater
Days on Market
430
Curbs
Golf Carts OK
Flood Zone AE
Annual Tax (2024)
$1,295
Parcel #
R13-223-16-2390-1320-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach 14
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
8,238 sqft
ClearedCorner LotCul-De-SacLevelNear MarinaOversized LotPaved

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8415551
$139,900-6.1%
-
Price change
Source: Stellar MLS #TB8415551
$149,000-9.7%
8/8/2025
Listed for sale
Source: Stellar MLS #TB8415551
$165,000

Neighborhood

3314 Fernleaf Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Calculator

Est. monthly payment
$908/mo
Principal & interest$730
Property taxes$108
Insurance$70
Down payment20% · $27,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,900

Time on market

430 days

Monthly payment

About $908/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,295 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKELLER WILLIAMS REALTY- PALM HListing agent: Brandon RimesListing data from Stellar MLS, MLS# TB8415551.

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