1040 Main St #193, photo 1
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Overview

1 bd1 ba588 sqftMobile Home
TypeMobile Home
HOA$218/mo
Built1970
Lot1,018,163 sqft
Living area588 sqft
Price / sqft$221

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenAwning(s)Rain GuttersElectric Water HeaterRangeRefrigerator

1040 Main St #193 is a 1970-built home in Golden Acres Mobile Home Park Unrec, Dunedin. Inside you'll find 1 bedrooms, 1 bathrooms, and 588 square feet of living space. Listed at $129,900 (about $221/sqft), 379 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $218 monthly.

From the listing

Fractional Ownership. Winner of the "Best of Dunedin" 2025 Award in Mobile Home Parks. Located 3 miles east of the Gulf of Mexico in Dunedin , Florida and .8 of a mile from the inter-coastal waterway, Golden Acres occupies 23.38 acres of prime property off of Main Street and Patricia Avenue with 224 mobile units. We are a resident owned (RO) park , meaning that when you purchase a share you own 1/224 of the park. You are part of a co-operative, with each owner having their own equal share of the park. The purchase price includes the share ($23,800) plus the cost of the coach. A Monthly Maintenance FEE of $210 covers other costs and amenities. Facilities include an outdoor heated pool, recently renovated clubhouse with wireless, shuffleboard courts, wood-hobby shop, billiard room, and laundry facilities. An active, 55 plus, no-pet community offers a full range of recreational activities. Exercise classes, potluck dinners, cookouts, outings, golf courses nearby, and a full calendar of events are planned by the Recreation Committee. Sign ups are in the clubhouse. Available for residents are clubs, a golf league, shuffleboard league,cards, and more. Monthly calendars are in our printed distributed newsletters or the clubhouse. Our Beautification Committee is responsible for keeping the parks flower beds and entryway looking fresh and colorful as well as Christmas decorating. TB8433212 Lot 192 is available for sale

The essentials

Built
1970
Price / sqft
$221
On market
379 days
Annual tax
$1,277
HOA
$218/mo
Flood zone
X · Low risk
Lot
1,018,163 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1970
23.37 acres
Lot size
588 sqft
Living area

Payment

Est. monthly payment
$1,066/mo
Down payment (20%)
$25,980
Property taxes
$106/mo
HOA
$218/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1970
Lot
1,018,163 sqft
Cooling
Wall/Window Unit(s)
Heating
Other
Parking
-
Days on Market
379
Ceiling Fans(s)
Eat-in Kitchen
Awning(s)
Rain Gutters
Electric Water Heater
Range
Refrigerator
Elementary
San Jose Elementary-PN
Middle
Dunedin Highland Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$1,277
Parcel #
26-28-15-31393-000-1930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Golden Acres Mobile Home Park Unrec
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
1,018,163 sqft
HOA
$218/mo
Karin DDesmone

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8433214
$129,900-7.1%
$221/sqft
-
Price change
Source: Stellar MLS #TB8433214
$139,900-6.7%
$238/sqft
10/3/2025
Listed for sale
Source: Stellar MLS #TB8433214
$149,900
$255/sqft

Neighborhood

1040 Main St #193
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $129,900
$128,000 – $129,900
98.8% – 100% of listTops out right at the list price
80% of listList price
108 of the last 215 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 379 after a $20,000 cut.

Sample: 215 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,067/mo
Principal & interest$677
Property taxes$106
Insurance$65
HOA$218
Down payment20% · $25,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,900

$221 per sq ft

Beds and baths

1 beds, 1 baths

Size

588 sq ft

Time on market

379 days

Year built

1970

Monthly payment

About $1,066/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,277 annual tax bill, insurance, and the $218/mo HOA fee.

HOA fee

$218/mo

Managed by Karin DDesmone.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFATHOM REALTY FL LLCListing agent: Sharon RichardsListing data from Stellar MLS, MLS# TB8433214.

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