820 Virginia St #104, photo 1
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Overview

2 bd2 ba1,044 sqftCondominium
TypeCondominium
Condo dues$656/mo
Built1981
Lot1,044 sqft
Living area1,044 sqft
Price / sqft$163

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Lighting

820 Virginia St #104 is a 1981-built home in Patrician Oaks, Dunedin. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,044 square feet of living space. Listed at $169,900 (about $163/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $656 monthly.

From the listing

Fresh paint and wood-look flooring give this fully furnished 2 br 2 ba condo a bright & breezy coastal vibe. Walk to downtown Dunedin's many events, restaurants and shops...or enjoy the resort-style pool, heated spa, gym and newly remodeled clubhouse. No flood zone to worry about and Hurricane-rated windows and doors provide peace of mind. Updated kitchen cabinets and newer appliances. Custom power operated Murphy Bed for extra guests. Deeded carport and plenty of guest parking. Free laundry room just a few doors down. Patrician Oaks has an onsite management team and strong reserves. Monthly fees include everything but your electric bill. Start living your active adult dream in Dunedin's most affordable downtown condo community.

The essentials

Built
1981
Price / sqft
$163
On market
27 days
Annual tax
$418
Condo dues
$656/mo
Flood zone
X · Low risk
Lot
1,044 sqft
Type
Condominium

At a glance

Condo
3 stories · 1981
Community pool
Fitness center too
1,044 sqft
Living area

Payment

Est. monthly payment
$1,662/mo
Down payment (20%)
$33,980
Property taxes
$35/mo
Condo dues
$656/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
1,044 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Covered, Deeded, Guest
Days on Market
27
Built-in Features
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Lighting
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Pool
Sidewalks
Wheelchair Access
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$418
Parcel #
26-28-15-67822-000-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Patrician Oaks
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
1,044 sqft
City LimitsNear Public TransitSidewalk
Condo dues
$656/mo
John Berndt, Proactive Property Management

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #TB8549666
$169,900
$163/sqft

Neighborhood

820 Virginia St #104
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $169,900
$165,000 – $169,900
96.9% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 condo closings in 34698 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 27.

Sample: 87 closed condo sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,662/mo
Principal & interest$886
Property taxes$35
Insurance$85
HOA$656
Down payment20% · $33,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,900

$163 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,044 sq ft

Time on market

27 days

Year built

1981

Monthly payment

About $1,662/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $418 annual tax bill, insurance, and $656/mo in condo dues.

Condo dues

$656/mo

Managed by John Berndt, Proactive Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Rebecca WellbornListing data from Stellar MLS, MLS# TB8549666.

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