3926 Cove Lake Pl, photo 1
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Overview

0 baLand
TypeLand
HOA$1,200/yr
Lot17,525 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3926 Cove Lake Pl is a home in Enclave/Lk Padgett, Land O Lakes. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $1,200 annually.

From the listing

Don’t miss this RARE opportunity to own the last buildable lot (builder information available upon request) in The Enclave at Lake Padgett, an exclusive 20-site, deed-restricted, gated community located on the cove of Lake Padgett. Lake Padgett is a 200-acre private lake featuring a ski course with ramps and a slalom run. The lake is spring-fed and allows boating, tubing, skiing, and jet skis. It’s also known for excellent fishing with trophy bass and bluegill. Enjoy a private and secluded waterfront setting surrounded by beautiful oak and cypress trees, right in the heart of Land O’ Lakes. Build your custom dream home here minimum 3,000 sq ft under air, with most homes in the neighborhood around 4,000 sq ft. This 0.40-acre lot offers plenty of space for a large home and pool, with 145 ft of road frontage, 185 ft depth, and 62 ft of waterfront on the cove. The property includes a natural boat ramp, and docks with lifts are permitted. A 25 ft conservation line runs from the shoreline inward. Conveniently located near Tampa’s best shopping, theme parks, sporting and concert venues, and world class beaches. Easy access to I-75, I-4, the Veterans Expressway, and I-275, and only 25 minutes to Tampa International Airport. This is an exceptional piece of property. Build your own Florida Oasis. Home Featured in Photo 2 is an example of a home that could be built on this lot. The builder of this home lives in the neighbhorhood and has built several of the houses.

The essentials

On market
341 days
Annual tax
$2,469
HOA
$1,200/yr
Flood zone
AE, X
Lot
17,525 sqft
Type
Land

At a glance

Land
Water views
Trees/Woods
0.40 acres
Lot size

Payment

Est. monthly payment
$2,306/mo
Down payment (20%)
$70,000
Property taxes
$206/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
17,525 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
341
Flood Zone AE, X
Annual Tax (2024)
$2,469
Parcel #
18-26-24-012.0-000.00-006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Enclave/Lk Padgett
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
17,525 sqft
BuildableClearedCul-De-SacCurb and GuttersIn CountyLevelOtherRoom For PoolSidewalkPavedPrivate
HOA
$1,200/yr
Patty Deremer

Price history

Date
Event
Price
6/30/2026
Price change
Source: Stellar MLS #TB8447561
$350,000-6.7%
-
Price change
Source: Stellar MLS #TB8447561
$375,000-28.6%
11/12/2025
Listed for sale
Source: Stellar MLS #TB8447561
$525,000+66.7%
11/6/2024
Sold
Source: Pasco County Public Record
$315,000

Neighborhood

3926 Cove Lake Pl
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Calculator

Est. monthly payment
$2,306/mo
Principal & interest$1,825
Property taxes$206
Insurance$175
HOA$100
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

Time on market

341 days

Monthly payment

About $2,306/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,469 annual tax bill, insurance, and the $1,200/yr HOA fee.

HOA fee

$1,200/yr

Managed by Patty Deremer.

Flood zone

Zone AE, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKELLER WILLIAMS REALTY- PALM HListing agent: Jackie LittleListing data from Stellar MLS, MLS# TB8447561.

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