321 12th Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,817 sqft

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About this home

Beach AreaDog ParkGolf Carts OKIrrigation-reclaimed Water

321 12th Ave is a home in Indian Beach Re-revised 1st Add, Indian Rocks Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Great lot to build your dream home or an investment opportunity! Beautiful waterfront lot on Indian Rocks Beach with Intercoastal views from your backyard. Lot is 55' at the water, 58.6' at the street and 120' deep. Come build your dream home right on the water! Don't miss out!

The essentials

On market
312 days
Annual tax
$9,744
Flood zone
AE
Lot
6,817 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
6,817 sqft lot
Lot size

Payment

Est. monthly payment
$5,928/mo
Down payment (20%)
$179,000
Property taxes
$812/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,817 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater, Intracoastal Waterway
Days on Market
312
Beach Area
Dog Park
Golf Carts OK
Irrigation-reclaimed Water
Flood Zone AE
Annual Tax (2024)
$9,744
Parcel #
01-30-14-42048-086-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Beach Re-revised 1st Add
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
6,817 sqft

Price history

Date
Event
Price
12/9/2025
Listed for sale
Source: Stellar MLS #TB8455043
$895,000

Neighborhood

321 12th Ave
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Calculator

Est. monthly payment
$5,927/mo
Principal & interest$4,668
Property taxes$812
Insurance$448
Down payment20% · $179,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$895,000

Time on market

312 days

Monthly payment

About $5,928/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,744 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byJACK KELLER INCListing agent: John Keller, IIIListing data from Stellar MLS, MLS# TB8455043.

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