404 Harbor Dr S, photo 1
ActiveOpen Sat 11 AM to 2 PM
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Overview

3 bd2 ba2,230 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot7,279 sqft
Living area2,230 sqft
Price / sqft$531
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 11:00 AM to 2:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone Counters

404 Harbor Dr S is a 1972-built home in Indian Beach Re-revised 21st Add, Indian Rocks Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,230 square feet of living space. Listed at $1,185,000 (about $531/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

The essentials

Built
1972
Price / sqft
$531
On market
1 day
Annual tax
$5,234
Flood zone
AE
Lot
7,279 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
2 car garage
Circular Driveway
7,279 sqft lot
Lot size
2,230 sqft
Living area

Payment

Est. monthly payment
$7,209/mo
Down payment (20%)
$237,000
Property taxes
$436/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
7,279 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
Days on Market
1
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Garden
Rain Gutters
Dog Park
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Range
Refrigerator
Touchless Faucet
Washer
Water Softener
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,234
Parcel #
06-30-15-42408-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Beach Re-revised 21st Add
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
7,279 sqft
Flood Insurance RequiredCity LimitsLandscapedPaved

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8553795
$1,185,000
$531/sqft

Neighborhood

404 Harbor Dr S
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $1,185,000
$1.17M – $1.19M
98.7% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 home closings in 33785 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 1.

Sample: 33 closed home sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,209/mo
Principal & interest$6,180
Property taxes$436
Insurance$593
Down payment20% · $237,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,185,000

$531 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,230 sq ft

Time on market

1 day

Year built

1972

Monthly payment

About $7,209/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,234 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Lori YaniscavitchListing data from Stellar MLS, MLS# TB8553795.

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