20040 Gulf Blvd #402, photo 1
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Overview

3 bd2 ba1,235 sqftCondominium
TypeCondominium
Condo dues$1,620/mo
Built1981
Living area1,235 sqft
Price / sqft$1,052

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboBalconyLightingOutdoor GrillSidewalkDog ParkPool

20040 Gulf Blvd #402 is a 1981-built home in Sand Castle Condo, Indian Rocks Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,235 square feet of living space. Listed at $1,299,000 (about $1,052/sqft), 110 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,620 monthly.

From the listing

Step into coastal elegance in this beautifully updated 3-bedroom condo on Gulf Boulevard. Bright, open living spaces flow seamlessly toward beach views and a private balcony where you can relax with morning coffee or unwind after a day at the beach. The open layout and furniture give the space a fresh and modern feel. The kitchen and bathrooms are stylishly finished, complemented by spacious bedrooms. Enjoy resort style amenities, secure building, and unbeatable walkability to dining, shopping, and the shoreline. This unit with tasteful updates, a prime location, and a turnkey interior, delivers strong value in one of the most sought-after coastal corridors. Perfect as a full-time residence, seasonal getaway, or income-producing rental in a prime location. New A/C installed in 2025, ensuring year-round comfort.

The essentials

Built
1981
Price / sqft
$1,052
On market
110 days
Annual tax
$14,266
Condo dues
$1,620/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1981
Water views
Water
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$10,233/mo
Down payment (20%)
$259,800
Property taxes
$1,189/mo
Condo dues
$1,620/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
-
Cooling
Central Air
Heating
Electric
Parking
Assigned, Guest
Days on Market
110
Ceiling Fans(s)
Living Room/Dining Room Combo
Balcony
Lighting
Outdoor Grill
Sidewalk
Dog Park
Pool
Dishwasher
Electric Water Heater
Range
Flood Zone AE
Annual Tax (2025)
$14,266
Parcel #
13-30-14-78625-000-4020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sand Castle Condo
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
-
Condo dues
$1,620/mo
Larry O"Brien

Price history

Date
Event
Price
6/25/2026
Listed for sale
Source: Stellar MLS #TB8521359
$1,299,000
$1,052/sqft

Neighborhood

20040 Gulf Blvd #402
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $1,299,000
$1.25M – $1.30M
96% – 100% of listTops out right at the list price
80% of listList price
31 of the last 60 condo closings in 33785 landed at this number or higher (52%). The median one sat 74 days before it went under contract, and this one is on day 110.

Sample: 60 closed condo sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,233/mo
Principal & interest$6,775
Property taxes$1,189
Insurance$650
HOA$1,620
Down payment20% · $259,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,299,000

$1,052 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,235 sq ft

Time on market

110 days

Year built

1981

Monthly payment

About $10,233/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,266 annual tax bill, insurance, and $1,620/mo in condo dues.

Condo dues

$1,620/mo

Managed by Larry O"Brien.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Leroy HuntonListing data from Stellar MLS, MLS# TB8521359.

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