3312 W Shell Point Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot18,250 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3312 W Shell Point Rd is a home in Unplatted, Ruskin. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

This parcel is a rare opportunity to own .42AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 73 feet of river front deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Includes boat launch, garage, carport, utility shed, well, septic and underground electricity on site. Two structures on site, owners live in the one on the right. Part of local history built in 1938. Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structures are tear downs, please do not enter. Lot to the Left is also available TB8472734 for a total of 126 feet of river front and .723 AC. PKG the two and save TB8389115

The essentials

On market
252 days
Annual tax
$2,957
Flood zone
AE
Lot
18,250 sqft
Type
Land

At a glance

Land
Waterfront
River Front
0.42 acres
Lot size

Payment

Est. monthly payment
$2,813/mo
Down payment (20%)
$89,800
Property taxes
$246/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
18,250 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
River Front
Days on Market
252
Flood Zone AE
Annual Tax (2024)
$2,957
Parcel #
U-11-32-18-ZZZ-000001-08420.0-#2

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unplatted
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
18,250 sqft
BuildableNear MarinaOversized LotUnincorporated

Price history

Date
Event
Price
4/21/2026
Price change
Source: Stellar MLS #TB8472762
$449,000-14.5%
2/4/2026
Listed for sale
Source: Stellar MLS #TB8472762
$525,000

Neighborhood

3312 W Shell Point Rd
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Calculator

Est. monthly payment
$2,813/mo
Principal & interest$2,342
Property taxes$246
Insurance$225
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,000

Time on market

252 days

Monthly payment

About $2,813/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,957 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySIGNATURE REALTY ASSOCIATESListing agent: Denise BoydListing data from Stellar MLS, MLS# TB8472762.

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