40 Concord Ln, photo 1
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Overview

2 bd2 ba1,160 sqftManufactured Home
TypeManufactured Home
HOA$110/mo
Built1978
Lot6,011 sqft
Living area1,160 sqft
Price / sqft$185

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window TreatmentsAwning(s)Private Mailbox

40 Concord Ln is a 1978-built home in Lake Tarpon Mobile Home Village, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,160 square feet of living space. Listed at $214,900 (about $185/sqft), 243 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

Welcome to easy Florida living in the highly desirable Lake Tarpon Mobile Home Village 55+ community where you OWN YOUR LAND. This beautifully maintained and tastefully furnished 2BR/2BA manufactured home, built in 1978 and set on a generous 62' x 97' lot, is the perfect blend of comfort, convenience, and value. Whether you are searching for a full-time residence, seasonal retreat, or investment opportunity, this move-in-ready home offers flexibility and features to fit your lifestyle. From the moment you enter, you are greeted by an inviting Florida room with double-pane windows and naturally flows into the main living space, creating an open and welcoming feel. Laminate flooring runs throughout the home with vinyl flooring in the bathrooms. Ceiling fans with light fixtures add comfort and style. The kitchen is designed for everyday ease with enough counter space, cabinetry and drawers, a range with oven, double stainless-steel sink, refrigerator, and range hood. The dining area is spacious and includes built-in cabinetry for added storage and function. The dining room flows into the generous living room which has an airy feel with plenty of entertaining space and seating. Both bedrooms are substantially sized and comfortably furnished with queen-size beds, dressers, and excellent closet space. The primary suite features a walk-in closet and private ensuite bath with a walk-in shower, and spacious vanity. The second bathroom offers expansive counter space, extra storage and vinyl flooring. Offered fully furnished and attractively decorated, this home is truly turnkey and ready to enjoy from day one. Outside, you will appreciate the large, screened porch, ideal for relaxing or entertaining, along with convenient access to the backyard and shed. The carport and driveway provide plenty of parking, while the large shed offers plenty of storage and houses the washer and dryer. Additional highlights include a roof over, solid flooring, and an irrigation system supplied by a well. With an exceptionally low HOA fee of just $109.69 each month, residents own their own land, enjoy access to a lively golf cart friendly community that enjoys many social activities and includes a private boat dock and fishing pier on Lake Tarpon, a large remodeled heated pool with sundeck and covered seating areas, clubhouse with full kitchen, stage, sound system and screen, card room, library, billiard room, shuffleboard, bocce ball, horseshoes, golf practice net, as well as a picnic and grilling area. There is an area used for pickleball. Easily accessible to many dining options, golf courses, shopping, parks, entertainment and beautiful Gulf beaches as well as two major airports. This is an outstanding opportunity to own a well-cared for home in one of the area’s most popular 55+ communities. Schedule your showing today.

The essentials

Built
1978
Price / sqft
$185
On market
243 days
Annual tax
$2,389
HOA
$110/mo
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1978
Community pool
Shared amenity
6,011 sqft lot
Lot size
1,160 sqft
Living area

Payment

Est. monthly payment
$1,538/mo
Down payment (20%)
$42,980
Property taxes
$199/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1978
Lot
6,011 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
243
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Private Mailbox
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,389
Parcel #
29-27-16-48822-010-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Tarpon Mobile Home Village
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,011 sqft
In CountyLandscapedLevelSidewalkPavedPrivate
HOA
$110/mo
Beth

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8476911
$214,900-6.5%
$185/sqft
-
Price change
Source: Stellar MLS #TB8476911
$229,900-7.3%
$198/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #TB8476911
$247,900
$214/sqft

Neighborhood

40 Concord Ln
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $214,900
$212,500 – $214,900
98.4% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 34684 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 243 after a $33,000 cut.

Sample: 148 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,537/mo
Principal & interest$1,121
Property taxes$199
Insurance$107
HOA$110
Down payment20% · $42,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$214,900

$185 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,160 sq ft

Time on market

243 days

Year built

1978

Monthly payment

About $1,538/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,389 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Beth.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byA BETTER WAY REALTY INCListing agent: Angela CriscuoliListing data from Stellar MLS, MLS# TB8476911.

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