2618 Cove Cay Dr #204, photo 1
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Overview

2 bd2 ba1,050 sqftCondominium
TypeCondominium
Condo dues$652/mo
Built1973
Living area1,050 sqft
Price / sqft$167

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About this home

Ceiling Fans(s)BalconyLightingAssociation Recreation - OwnedBuyer Approval RequiredGated Community - GuardGolfRestaurant

2618 Cove Cay Dr #204 is a 1973-built home in Cove Cay 26-18 Village I, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $174,900 (about $167/sqft), 234 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $652 monthly.

From the listing

BREATHTAKING TAMPA BAY & GOLF COURSE VIEWS! Welcome to this immaculate, beautifully updated 2- bedroom, 2-bath residence in the waterfront and golf community of Cove Cay. From the moment you step inside, your eyes are drawn through the spacious, extended living area to spectacular views of Tampa Bay and the 17th green of Cove Cay Golf Course—creating a stunning backdrop for everyday Florida living. A hurricane-rated slider opens wide to bring the outdoors in and is fully screened, allowing you to enjoy refreshing bay breezes year-round while taking in the incredible waterfront and golf course scenery. Quality PGT impact windows provide additional peace of mind, energy efficiency, and protection. The bright, welcoming kitchen features white cabinetry, solid-surface neutral countertops, a stainless steel sink, charming window seat, updated ceiling detail with brand new ceiling fan with light fixture, and brand-new dishwasher. Tile flooring in the kitchen complements the gorgeous new neutral colored upgraded luxury vinyl plank flooring that flows throughout the living areas, bedrooms and bathrooms, providing easy upkeep and a fresh cohesive look. The spacious living and dining areas offer plenty of flexibility for entertaining and everyday living, complemented by a convenient snack bar and additional storage. Most importantly, the living-area furnishings are newer, further enhancing the home's fresh, move-in-ready feel. Everything is included along with the TV's. Both bathrooms have been thoughtfully updated with newer shower and tub areas, new faucets, and new updated plumbing.The primary suite offers a generous walk-in closet and a large vanity area, while the guest bath includes a tub/shower combination with similar tasteful neutral improvements. Both bedrooms have new custom fit cordless blinds that are easy to use. Additional updates include a brand-new A/C system installed in 2025 that has a transferrable 10 year warranty, new hot water heater, three new smoke detectors, and new ceiling fan light fixture in the living area. Just across the hall is a private laundry room exclusively for this unit, complete with a full-size washer and dryer plus additional storage. Covered carport parking is also included. Beyond the residence, Cove Cay offers beautifully maintained grounds and a recently renovated recreation area, along with the added comfort of 24-hour security. Golf, dining, and a marina are conveniently located within the community and available for separate fees. Imagine starting your mornings with peaceful views across Tampa Bay and ending the day with the golf course and waterfront as your backdrop. This is more than a beautifully updated condo—it’s an opportunity to enjoy the relaxed, resort-style Florida lifestyle that makes Cove Cay so special. Waterfront living, golf course views, and outstanding community amenities all come together in the paradise known as Cove Cay!

The essentials

Built
1973
Price / sqft
$167
On market
234 days
Annual tax
$3,067
Condo dues
$652/mo
Flood zone
AE
Type
Condominium

At a glance

High-rise condo
10 stories · 1973
Waterfront
Bay/Harbor
Private balcony
Outdoor space
1,050 sqft
Living area

Payment

Est. monthly payment
$1,907/mo
Down payment (20%)
$34,980
Property taxes
$256/mo
Condo dues
$652/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Bay/Harbor
Days on Market
234
Ceiling Fans(s)
Balcony
Lighting
Association Recreation - Owned
Buyer Approval Required
Gated Community - Guard
Golf
Restaurant
Special Community Restrictions
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$3,067
Parcel #
29-29-16-18713-000-0204

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay 26-18 Village I
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
-
FloodZoneIn CountyNear MarinaOn Golf CoursePavedPrivateUnincorporated
Condo dues
$652/mo
Joe Tobolowsky

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #TB8478265
$174,900-2.8%
$167/sqft
2/22/2026
Listed for sale
Source: Stellar MLS #TB8478265
$179,900
$171/sqft

Neighborhood

2618 Cove Cay Dr #204
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $174,900
$172,500 – $174,900
99.2% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 condo closings in 33760 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 234 after a $5,000 cut.

Sample: 37 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,907/mo
Principal & interest$912
Property taxes$256
Insurance$87
HOA$652
Down payment20% · $34,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$174,900

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,050 sq ft

Time on market

234 days

Year built

1973

Monthly payment

About $1,907/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,067 annual tax bill, insurance, and $652/mo in condo dues.

Condo dues

$652/mo

Managed by Joe Tobolowsky.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Kathleen McDowellListing data from Stellar MLS, MLS# TB8478265.

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