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2284 Philippine Dr #69, Clearwater, FL, 33763

$183/sqft·On Top Of The World

2 bd2 ba1,340 sqftCondominium
Listed by DALTON WADE INC· Last updated · MLS# TB8510262

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Est. monthly payment
$2,160/mo
Down payment (20%)
$49,000
Property taxes
$167/mo
HOA
$591.91/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
3 stories · 1987
Community pool
Fitness center too
1,340 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenElevatorOpen FloorplanSolid Surface CountersStone CountersThermostatWindow Treatments

2284 Philippine Dr #69 is a 1987-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,340 square feet of living space. Listed at $245,000 (about $183/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $591.91 monthly.

From the listing

A SNOWBIRD'S HAVEN! FULLY FURNISHED 2-Bed/2-Bath Condo in On Top of the World 55+ Community - A SNOWBIRD'S HAVEN! Welcome to this beautiful, fully furnished and well-maintained 2-bedroom, 2-bath, 1,400 sq ft condo in the highly desirable On Top of the World 55+ community. Located on the third floor with elevator access, this spacious El Dorado floor plan offers abundant natural light, peaceful views, and an open line of sight from the front door to the back window. The inviting living area flows into a well-appointed kitchen featuring ample cabinet storage, a pantry, granite countertops, and a large peninsula. The dining area stands out with its beamed ceiling, warm lighting, and thoughtful design touches that create an exceptionally welcoming atmosphere. The generous primary bedroom includes an en-suite bath with heat lamp, excellent closet space, and an in-unit washer and dryer. The guest bedroom is ideal for visitors, a home office, or hobbies and is currently furnished with a lovely queen bedroom set. Every piece of furniture showcases a classic Florida style look, offering both comfort and coastal charm. Additional highlights include assigned parking, updated windows throughout, ceiling fans in every room, a 2015 AC system, and gracefully maintained Florida-style furnishings. Kitchen appliances include an ice maker and air-fryer. This home is truly move-in ready.

The essentials

Built
1987
Price / sqft
$183
On market
108 days
Annual tax
$2,008
HOA
$591.91/mo
Flood zone
X · Low risk
Lot
124,209 sqft
Type
Condominium

Location

2284 Philippine Dr #69
Clearwater, FL, 33763·33763 - Clearwater
Type
Condominium
Year Built
1987
Lot
124,209 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
108
Ceiling Fans(s)
Eat-in Kitchen
Elevator
Open Floorplan
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Lighting
Storage
Association Recreation - Owned
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer

Elementary

Leila G Davis Elementary-PN

Middle

Safety Harbor Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,008

Parcel #

31-28-16-64109-082-0690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

On Top Of The World

County

Pinellas

MLS Area

33763 - Clearwater

Lot Size

124,209 sqft

HOA
$591.91/mo
OTOW Clearwater Condo Assoc.
Date
Event
Price
5/26/2026
Listed for sale
Source: Stellar MLS #TB8510262
$245,000+48.5%
$183/sqft
7/1/2021
Sold
Source: Pinellas County Public Record
$165,000
$123/sqft
Est. monthly payment$2,160/mo
Principal & interest$1,278
Property taxes$167
Insurance$123
HOA$592
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $245,000
$237,500 – $245,000
96.9% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 condo closings in 33763 landed at this number or higher (51%). The median one sat 60 days before it went under contract, and this one is on day 108.

Sample: 90 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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