$939,000

9901 Bay Dr · Gibsonton, FL, 33534

$271 / sqft
Armstrongs Riverside Estates
4
Beds
3
Baths
3,460
Sqft
2
Garage
Ask About This Home

This is a 1983-built single-family home in Armstrongs Riverside Estates. Flood zone AE — confirm flood insurance requirements with your lender. 85 days on market — likely some room to negotiate.

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Year Built1983
On Market85 days
Lot8,100 sqft
Annual Tax$9,418
Flood ZoneAE

About This Property

Welcome to a spectacular waterfront retreat on the Alafia River, where privacy, breathtaking views, and exceptional boating access come together to create the ultimate Florida lifestyle. Enter through your private gated entrance and discover a serene riverfront property perfectly positioned on the wide section of the Alafia River between Hwy 41 and I-75, offering sweeping water views and direct access to adventure. This 4-bedroom, 3-bathroom home is thoughtfully designed to capture the beauty of the river from nearly every space. The home features two levels of living, with the lower level constructed of solid concrete block and the upper level crafted in cedar, blending durability with timeless character. Enjoy sunrise and sunset views from two expansive 40x13 screened porches, or unwind from the covered dock and extended open fishing and sun deck overlooking the water. Inside, the open floor plan is highlighted by a dramatic cathedral ceiling in the great room and a stunning stone fireplace, creating a warm and inviting gathering space. The chef inspired kitchen is designed for both entertaining and everyday living, showcasing granite countertops, new cabinetry, a large center island, tile backsplash, and quality stainless-steel appliances. French doors lead directly to the screened porch, making indoor-outdoor living effortless. The owner’s suite is a true sanctuary, offering peaceful river views. Featuring a huge walk-in closet with built in shelving, a window overlooking the water and a spacious en-suite complete with a water closet, dual granite vanities, a Jacuzzi soaking tub and a large ‘custom tiled’ walk-in shower. The oversized laundry room adds both function and convenience, featuring abundant cabinet storage and a granite countertop workspace, making everyday tasks easy and organized. Two additional bedrooms are thoughtfully positioned for privacy. The lower level features beautiful Saltillo tile flooring, a large family room opening to another screened porch, and a private guest suite with an adjoining spacious room and nearby full bath, making it perfect for visitors, extended family, or flexible living space. Step outside to your private waterfront playground. The covered dock with electric boat lift and additional swim deck are ideal for launching kayaks and paddleboards or heading out for a boat ride to Tampa Bay and waterfront restaurants. Spend your days fishing, crabbing, or watching dolphins, manatees, and abundant birdlife right from your backyard. Additional features include gas cooking, smart light switches, double-hung hurricane windows and doors, whole-house water filtration system, tankless gas water heater, dual AC units, LED lighting throughout, 2-inch wood blinds, and generous storage including an air-conditioned storage room. Conveniently located, you are 10 minutes by boat to Tampa Bay and about 20 minutes to the Sunshine Skyway. By car, you are about 30 minutes to Tampa International Airport, and about 45 minutes to the beautiful Sarasota and Bradenton beaches via I-75. Situated on a spacious corner lot with room for boats, kayaks, paddleboards, and RV parking, this extraordinary Alafia River waterfront gem offers the perfect balance of luxury, recreation, and tranquility—a rare opportunity to experience the very best of Florida riverfront living.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
1983
🌳
Lot
8,100 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Boat, Garage Door Opener, Parking Pad, RV Access/Parking
🌊
Waterfront
River Front
📆
Days on Market
85

Features

Ceiling Fans(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
French Doors
Rain Gutters
Sliding Doors
Dishwasher
Range
Range Hood
Refrigerator

Assigned Schools

Elementary

Gibsonton-HB

Middle

Dowdell-HB

High

East Bay-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone AE

Annual Tax (2025)

$9,418

Parcel #

U-24-30-19-1RE-000000-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Armstrongs Riverside Estates

County

Hillsborough

MLS Area

33534 - Gibsonton

Lot Size

8,100 sqft

Corner LotFlood Insurance RequiredStreet Dead-End

Price History

EventDatePriceChange
Price ChangeMay 19, 2026$939,000-$21,000
Previous Price$960,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$5,982
Principal, interest, tax, insurance
  • P&I$4,897
  • Tax$785
  • Insurance$300
Loan Amount
$751,200
Down Payment %
20.0%
First Year Summary
Principal
$7,930
Interest
$50,837
Balance
$743,270
Total Interest
$1,011,814
Total Cost
$1,763,014

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