8839 Richmond St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot318,859 sqft

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About this home

8839 Richmond St is a home in Florida Garden Lands Rev M, Gibsonton. Flood zone X - AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Rare Flood Zone X waterfront acreage, private and secluded, yet minutes from I-75. Nearly 5 of this property's 7.32 acres sit in FEMA Flood Zone X, and it has roughly 420 feet on scenic Bullfrog Creek. High, dry land and real waterfront rarely come together in the Tampa Bay area, and after recent hurricanes that matters for both insurance costs and peace of mind. A long private drive leads to a wooded homesite shaded by mature oaks, while 2.5 acres of park-like lowland with an AE flood zone that runs along the creek only. There's room for a main home, guest house, workshop and space for everyone: a private family compound where you can kayak, fish and watch the wildlife from your own bank, yet still reach AdventHealth, shopping, US-301 and I-75 in minutes. Electric, County water, private well, sewer, and septic are already in place, so you can plan and build sooner. Current zoning is AR. The county's Future Land Use Map designates the property Residential-6, which allows up to six units an acre. That gives you a private waterfront retreat today, with room to grow for tomorrow. Buyer to verify all zoning, flood and wetland information with Hillsborough County.

The essentials

On market
665 days
Annual tax
$3,653
Flood zone
X - AE · Low risk
Lot
318,859 sqft
Type
Land

At a glance

Land
Waterfront
Creek
7.32 acres
Lot size

Payment

Est. monthly payment
$4,871/mo
Down payment (20%)
$159,800
Property taxes
$304/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
318,859 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Creek
Days on Market
665
Flood Zone X - AE
Annual Tax (2023)
$3,653
Parcel #
U-25-30-19-1RR-000000-00030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florida Garden Lands Rev M
County
Hillsborough
MLS Area
33534 - Gibsonton
Lot Size
318,859 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8327503
$799,000-8.7%
-
Price change
Source: Stellar MLS #TB8327503
$875,000-7.9%
12/16/2024
Listed for sale
Source: Stellar MLS #TB8327503
$950,000+2011.1%
6/1/1978
Sold
Source: Hillsborough County Public Record
$45,000

Neighborhood

8839 Richmond St
Gibsonton, FL, 33534 · 33534 - Gibsonton

Calculator

Est. monthly payment
$4,871/mo
Principal & interest$4,167
Property taxes$304
Insurance$400
Down payment20% · $159,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,000

Time on market

665 days

Monthly payment

About $4,871/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,653 annual tax bill, insurance.

Flood zone

Zone X - AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Debrah HaileyListing data from Stellar MLS, MLS# TB8327503.

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