112 Beth St, photo 1
Active
1 / 18

Overview

0 baLand
TypeLand
HOANone listed
Lot10,498 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

112 Beth St is a home Panama City Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Your opportunity to own a piece of Panama City Beach starts here! This cleared residential lot offers the perfect canvas for building a primary residence, vacation getaway, or investment property just minutes from the beautiful Gulf Coast beaches. With the property already cleared and ready for construction, you can save valuable time and potential development costs. Utilities are available nearby, making it convenient to move forward with plans for your future home or investment. Enjoy the freedom of NO HOA, giving you greater flexibility when it comes to designing and building your ideal coastal property without HOA fees or restrictive association rules. The location puts you close to everything Panama City Beach has, including shopping, restaurants, entertainment, and popular destinations such as Pier Park. Outdoor enthusiasts will appreciate easy access to St. Andrews State Park and an abundance of recreational activities, including boating, fishing, water sports, parks, and the area's beautiful Gulf beaches. Whether you're ready to build your forever home, create a vacation retreat, or add a property to your investment portfolio, this lot offers an exciting opportunity to enjoy the relaxed coastal lifestyle that makes Panama City Beach such a sought-after destination. Don't miss the opportunity to secure your own buildable piece of this growing beach community!

The essentials

On market
225 days
Annual tax
$937
Flood zone
X · Low risk
Lot
10,498 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,136/mo
Down payment (20%)
$37,000
Property taxes
$78/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,498 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
225
Flood Zone X
Annual Tax (2025)
$937
Parcel #
34165-050-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Bay
MLS Area
32407 - Panama City Beach
Lot Size
10,498 sqft
ClearedCity Limits

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8484103
$184,999
-
Price change
Source: Stellar MLS #TB8484103
$185,000-26.0%
3/6/2026
Listed for sale
Source: Stellar MLS #TB8484103
$250,000

Neighborhood

112 Beth St
Panama City Beach, FL, 32407 · 32407 - Panama City Beach

Calculator

Est. monthly payment
$1,135/mo
Principal & interest$965
Property taxes$78
Insurance$92
Down payment20% · $37,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$184,999

Time on market

225 days

Monthly payment

About $1,136/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $937 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byNOVA REAL ESTATE GROUPListing agent: Stephanie MitchellListing data from Stellar MLS, MLS# TB8484103.

Keep exploring Florida

Pick up where you left off, or see what else is out there.