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About this home
3629 Whistling Ln is a 1997-built home in Swann Lake, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,884 square feet of living space. Listed at $699,900 (about $243/sqft), 207 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,421 annually.
LUXURY FLORIDA LIVING WITH SKI-LAKE ACCESS, A SALTWATER POOL & HOT TUB—WITHOUT THE DIRECT-WATERFRONT PRICE TAG. Welcome to Swann Lake, an exclusive gated enclave of just 55 custom homes with private access to Lake Padgett, one of Pasco County’s premier ski lakes. This is where the Florida lifestyle becomes part of your everyday routine—launch your boat from the private community ramp for a morning of water skiing, tubing, jet skiing, fishing, kayaking or cruising the lake, then come home and spend the afternoon relaxing in your own private saltwater pool and hot tub. Situated on an oversized pie-shaped lot of more than half an acre, this beautifully maintained 4-bedroom, 3-bath, 3-car garage home offers the space, privacy and outdoor living luxury buyers are searching for. Inside, soaring ceilings and abundant natural light create an impressive first impression. Hardwood flooring, plantation shutters and spacious formal and casual living areas add to the custom-home feel. The family room features built-ins, a fireplace and expansive views of the outdoor living area, creating an easy connection between indoor and outdoor entertaining. At the heart of the home is an oversized kitchen designed for gathering, featuring granite countertops, stainless steel appliances, gas range, wine refrigerator, breakfast bar, oversized pantry, and generous cabinetry and prep space. The split-bedroom floor plan provides privacy for owners and guests. The spacious primary suite features dual walk-in closets, dual vanities, soaking tub, separate walk-in shower and private water closet. Three additional bedrooms each offer walk-in closets, including one that works beautifully as a home office and another with convenient access to the pool bath. Then step outside to what may become your favorite part of the home. The screened saltwater pool and hot tub with waterfall create your own private Florida resort. A recently sealed paver lanai, built-in grilling area, mature landscaping and expansive backyard provide plenty of room for entertaining, lounging poolside or enjoying a quiet evening under the screened enclosure. With more than half an acre, this property offers a sense of space and privacy that's increasingly difficult to find. And when you're ready for the lake, it's right within your neighborhood. Swann Lake residents enjoy a private boat ramp with access to Lake Padgett, along with a community park, tennis courts, basketball court and playground. Located in Land O' Lakes just north of Tampa, Swann Lake provides a peaceful gated setting while remaining convenient to Wesley Chapel, shopping, dining, golf, medical facilities, major roadways, Tampa International Airport and Florida's Gulf Coast. This is the opportunity to enjoy the luxury Florida lifestyle without paying the premium for direct waterfront: a gated custom-home community, ski-lake access, private boat ramp, saltwater pool, hot tub, ½+ acre lot and 3-car garage—all waiting for you at home. SKI-LAKE ACCESS • PRIVATE BOAT RAMP • SALTWATER POOL • HOT TUB • GATED COMMUNITY • ½+ ACRE • 3-CAR GARAGE • 4 BEDROOMS
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,900
$243 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,884 sq ft
Time on market
207 days
Year built
1997
Monthly payment
About $4,831/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,546 annual tax bill, insurance, and the $2,421/yr HOA fee.
HOA fee
$2,421/yr
Managed by Avid Property Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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