3629 Whistling Ln, photo 1
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Overview

4 bd3 ba2,884 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,421/yr
Built1997
Lot26,718 sqft
Living area2,884 sqft
Price / sqft$243
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostat

3629 Whistling Ln is a 1997-built home in Swann Lake, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,884 square feet of living space. Listed at $699,900 (about $243/sqft), 207 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,421 annually.

From the listing

LUXURY FLORIDA LIVING WITH SKI-LAKE ACCESS, A SALTWATER POOL & HOT TUB—WITHOUT THE DIRECT-WATERFRONT PRICE TAG. Welcome to Swann Lake, an exclusive gated enclave of just 55 custom homes with private access to Lake Padgett, one of Pasco County’s premier ski lakes. This is where the Florida lifestyle becomes part of your everyday routine—launch your boat from the private community ramp for a morning of water skiing, tubing, jet skiing, fishing, kayaking or cruising the lake, then come home and spend the afternoon relaxing in your own private saltwater pool and hot tub. Situated on an oversized pie-shaped lot of more than half an acre, this beautifully maintained 4-bedroom, 3-bath, 3-car garage home offers the space, privacy and outdoor living luxury buyers are searching for. Inside, soaring ceilings and abundant natural light create an impressive first impression. Hardwood flooring, plantation shutters and spacious formal and casual living areas add to the custom-home feel. The family room features built-ins, a fireplace and expansive views of the outdoor living area, creating an easy connection between indoor and outdoor entertaining. At the heart of the home is an oversized kitchen designed for gathering, featuring granite countertops, stainless steel appliances, gas range, wine refrigerator, breakfast bar, oversized pantry, and generous cabinetry and prep space. The split-bedroom floor plan provides privacy for owners and guests. The spacious primary suite features dual walk-in closets, dual vanities, soaking tub, separate walk-in shower and private water closet. Three additional bedrooms each offer walk-in closets, including one that works beautifully as a home office and another with convenient access to the pool bath. Then step outside to what may become your favorite part of the home. The screened saltwater pool and hot tub with waterfall create your own private Florida resort. A recently sealed paver lanai, built-in grilling area, mature landscaping and expansive backyard provide plenty of room for entertaining, lounging poolside or enjoying a quiet evening under the screened enclosure. With more than half an acre, this property offers a sense of space and privacy that's increasingly difficult to find. And when you're ready for the lake, it's right within your neighborhood. Swann Lake residents enjoy a private boat ramp with access to Lake Padgett, along with a community park, tennis courts, basketball court and playground. Located in Land O' Lakes just north of Tampa, Swann Lake provides a peaceful gated setting while remaining convenient to Wesley Chapel, shopping, dining, golf, medical facilities, major roadways, Tampa International Airport and Florida's Gulf Coast. This is the opportunity to enjoy the luxury Florida lifestyle without paying the premium for direct waterfront: a gated custom-home community, ski-lake access, private boat ramp, saltwater pool, hot tub, ½+ acre lot and 3-car garage—all waiting for you at home. SKI-LAKE ACCESS • PRIVATE BOAT RAMP • SALTWATER POOL • HOT TUB • GATED COMMUNITY • ½+ ACRE • 3-CAR GARAGE • 4 BEDROOMS

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The essentials

Built
1997
Price / sqft
$243
On market
207 days
Annual tax
$7,546
HOA
$2,421/yr
Flood zone
X · Low risk
Lot
26,718 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
Heated
3 car garage
0.61 acres
Lot size
2,884 sqft
Living area

Payment

Est. monthly payment
$4,831/mo
Down payment (20%)
$139,980
Property taxes
$629/mo
HOA
$2,421/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
26,718 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Chlorine Free, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure, Self Cleaning
Days on Market
207
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Gated Community - No Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Park
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood
Washer
Water Filtration System
Wine Refrigerator
Elementary
Lake Myrtle Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,546
Parcel #
18-26-24-009.0-000.00-040.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Swann Lake
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
26,718 sqft
Cul-De-SacOversized LotPrivate
HOA
$2,421/yr
Avid Property Management

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8488265
$699,900-2.8%
$243/sqft
-
Price change
Source: Stellar MLS #TB8488265
$719,900-6.5%
$250/sqft
3/17/2026
Listed for sale
Source: Stellar MLS #TB8488265
$770,000
$267/sqft

Neighborhood

3629 Whistling Ln
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $699,900
$695,000 – $699,900
99% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 home closings in 34639 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 207 after a $70,100 cut.

Sample: 136 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,831/mo
Principal & interest$3,650
Property taxes$629
Insurance$350
HOA$202
Down payment20% · $139,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,900

$243 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,884 sq ft

Time on market

207 days

Year built

1997

Monthly payment

About $4,831/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,546 annual tax bill, insurance, and the $2,421/yr HOA fee.

HOA fee

$2,421/yr

Managed by Avid Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEPIQUE REALTY, INC.Listing agent: Stacy GervaisListing data from Stellar MLS, MLS# TB8488265.

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