20622 Broadwater Dr, photo 1
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Overview

4 bd3 ba3,314 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,300/yr
Built2007
Lot12,350 sqft
Living area3,314 sqft
Price / sqft$264
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

20622 Broadwater Dr is a 2007-built home in Pasco Sunset Lakes, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,314 square feet of living space. Listed at $875,000 (about $264/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,300 annually.

From the listing

Arthur Rutenberg Pool Home with Paid-Off Solar, Executive Office & Private Backyard Oasis. Enjoy Florida living at its finest in this beautifully maintained Arthur Rutenberg home located in the Gated community of Pasco Sunset Lakes. Set behind mature landscaping for exceptional privacy, this 4-bedroom, 3-bath residence offers 3,314 square feet of thoughtfully designed living space, a dedicated executive office with custom built-ins, bonus/media room potential, and an outdoor retreat featuring a resort-style pool, spa, outdoor kitchen, and expansive lanai. One of the home's most valuable features is a fully paid-off 43-panel solar system, complemented by a new roof (2021), upgraded electrical panel (2024), water heater (2022), and dual HVAC systems (2025 and 2019), delivering peace of mind and long-term savings few homes can match. Inside, large-format ceramic tile flooring flows throughout the main living areas. The warm and inviting formal dining and living rooms provide immediate views of the outdoors. Designed with a desirable three-way split floor plan, the home provides ideal privacy and flexibility for families and guests alike. The oversized primary suite features two walk-in closets and an ensuite bathroom complete with an enclosed shower, soaking tub, dual vanities, and a private water closet. The second and third bedrooms are equal in size and share a stylish bathroom with floating cabinets and an expansive countertop. The fourth bedroom is perfectly suited as a guest room or flex space and is located next to another full bathroom that also provides direct access to the outdoor patio. The spacious office, located behind double entry doors at the front of the home, features beautiful display shelving and an oversized built-in desk perfect for homeschooling or work-from-home professionals. This room also includes a closet, so it could easily be used as a fifth bedroom if desired. This beautiful property features a fully refreshed kitchen at the heart of the home. It includes granite countertops, newly painted cabinets, stunning stacked stone backsplash, gas range, a KitchenAid built-in double oven (that also air fries) and microwave, GE dishwasher, and Samsung stainless refrigerator, all arranged in an open, airy layout, perfect for entertaining and family gatherings. The outdoor oasis was designed for year-round Florida living. The large, angled pool with spill over spa is surrounded by an expansive lanai within a private backyard. Pasco Sunset Lakes is a golf cart–friendly, gated community known for its pristine lakes, private boat ramp with 42-acre ski-lake access, playground, and peaceful setting—minutes from top-rated schools, shopping, dining, major highways, and the Veterans Expressway for easy access to Tampa, Clearwater, and the beaches. Rarely does a home combine this much space, flexibility, privacy, and long-term efficiency. Schedule your showing today!

The essentials

Built
2007
Price / sqft
$264
On market
61 days
Annual tax
$7,145
HOA
$1,300/yr
Flood zone
X · Low risk
Lot
12,350 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Private pool
Child Safety Fence
3 car garage
Driveway
0.28 acres
Lot size
3,314 sqft
Living area

Payment

Est. monthly payment
$5,704/mo
Down payment (20%)
$175,000
Property taxes
$595/mo
HOA
$1,300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
12,350 sqft
Cooling
Central Air
Heating
Electric, Natural Gas, Solar
Parking
Driveway, Garage Door Opener, Oversized
Pool
Child Safety Fence, Deck, In Ground
Days on Market
61
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Park
Playground
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Solar Hot Water
Washer
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,145
Parcel #
23-26-18-0050-00200-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pasco Sunset Lakes
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
12,350 sqft
In CountyLandscapedSidewalk
HOA
$1,300/yr
Ameri-Tech

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #TB8543277
$875,000-4.4%
$264/sqft
-
Price change
Source: Stellar MLS #TB8543277
$915,000-2.1%
$276/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #TB8543277
$935,000
$282/sqft

Neighborhood

20622 Broadwater Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $875,000
$870,000 – $875,000
99.5% – 100% of listTops out right at the list price
80% of listList price
204 of the last 356 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 61 after a $60,000 cut.

Sample: 356 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,704/mo
Principal & interest$4,563
Property taxes$595
Insurance$438
HOA$108
Down payment20% · $175,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$875,000

$264 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,314 sq ft

Time on market

61 days

Year built

2007

Monthly payment

About $5,704/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,145 annual tax bill, insurance, and the $1,300/yr HOA fee.

HOA fee

$1,300/yr

Managed by Ameri-Tech.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMIHARA & ASSOCIATES INC.Listing agent: Megan NarkiewiczListing data from Stellar MLS, MLS# TB8543277.

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