

Overview
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New construction · 2026
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Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATER VIEW HEIGHTS
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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11-month inspection
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We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
108 Irwin St E is a 2026-built home in Water View Heights, Safety Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,634 square feet of living space. Listed at $1,199,000 (about $455/sqft), 197 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Why buy an older home and spend time and money replacing what’s already aging when a beautiful, brand-new luxury custom home is available now in Safety Harbor? Everything here is new—not remodeled, replaced, or added to an older structure. From the foundation and reinforced concrete-block walls to the roof, impact-rated hurricane windows, fiberglass exterior doors, electrical, plumbing, HVAC, insulation, and interior finishes, the entire home was built new to today’s Florida building standards. This 3-bedroom, 3-bath home offers 2,634 sq. ft. of living space, a large private flex room/office, an oversized 3-car garage, and an approximately 400-sq.-ft. raised covered lanai. It’s completed, move-in ready, and offers the peace of mind, energy efficiency, hurricane protection, and lower maintenance that come with owning a truly new home. The open floor plan features 10-foot ceilings, porcelain tile flooring, designer lighting, and abundant natural light. The kitchen is designed for everyday living and entertaining with solid wood cabinetry, Cambria quartz countertops, a full-height quartz backsplash, premium stainless-steel appliances, a large island, and a walk-in pantry. The spacious primary suite includes two custom walk-in closets, dual vanities, and an oversized designer walk-in shower. The split-bedroom layout provides privacy for family and guests, while the large flex room can serve as a home office, den, gym, media room, or additional guest space. Enjoy Florida living on the approximately 400-sq.-ft. raised covered lanai, already equipped with a TV connection plus water and gas rough-ins for a future outdoor kitchen. Quality construction includes a reinforced stem-wall foundation, reinforced concrete-block construction, Timberline HDZ shingles with peel-and-stick roof underlayment, R-38 attic insulation, impact-rated hurricane windows, fiberglass exterior doors, an in-wall pest-control system, irrigation, new landscaping, fencing, and a new lift station and meter. Located in desirable Flood Zone X with NO HOA, this home is close to charming Downtown Safety Harbor, Philippe Park, Tampa Bay, restaurants, boutiques, parks, and recreation. Why renovate when you can start fresh? Everything is new, built together from the ground up, and ready for its first owner now.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,199,000
$455 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,634 sq ft
Time on market
197 days
Year built
2026
Monthly payment
About $7,332/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,754 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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