114 Irwin St E, photo 1
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Overview

4 bd4 ba2,882 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2006
Lot10,738 sqft
Living area2,882 sqft
Price / sqft$416
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

114 Irwin St E is a 2006-built home in Water View Heights, Safety Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,882 square feet of living space. Listed at $1,199,000 (about $416/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Get ready to enjoy everything charming Safety Harbor has to offer from the vantage point of this luxurious 4 bedroom, 3.5 bath, 3 car garage custom home. There is so much here to appreciate including a new roof (Dec 2025), new fencing (Dec 2025), an electric car charging station, fresh paint, newer AC system and new luxury plank flooring to name a few. The home features 12 ft vaulted ceilings within 2,882 sqft of well designed space, with not just one, but TWO, dedicated offices and a separate study/play area. The primary bedroom includes two closets, his & hers vanities, a jetted tub and walk in shower. The generous eat-in kitchen comes with newer Kitchen Aid appliances and a full size pantry. French doors lead out to an 18 X 18 screened lanai for entertaining and relaxing in the peaceful back yard. The inside laundry offers a newer washer & dryer set, a utility sink along with a storage closet. On top of all this home affords, it is uniquely positioned within close proximity to the bustling downtown area of Safety Harbor with its restaurants, bars and special events, the scenic Safety Harbor Bike Trail and Philippe Park. The home is located in an "X" flood designation and there is no HOA! Please note: Room measurements are estimated.

The essentials

Built
2006
Price / sqft
$416
On market
18 days
Annual tax
$7,908
Flood zone
X · Low risk
Lot
10,738 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
3 car garage
Driveway
0.25 acres
Lot size
2,882 sqft
Living area

Payment

Est. monthly payment
$7,512/mo
Down payment (20%)
$239,800
Property taxes
$659/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,738 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
Days on Market
18
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Softener
Elementary
Safety Harbor Elementary-PN
Middle
Safety Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,908
Parcel #
34-28-16-95094-003-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Water View Heights
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
10,738 sqft
Street Dead-End

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8553537
$1,199,000
$416/sqft

Neighborhood

114 Irwin St E
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,199,000
$1.18M – $1.20M
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 105 home closings in 34695 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 18.

Sample: 105 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,512/mo
Principal & interest$6,253
Property taxes$659
Insurance$600
Down payment20% · $239,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,199,000

$416 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,882 sq ft

Time on market

18 days

Year built

2006

Monthly payment

About $7,512/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,908 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Linda MannListing data from Stellar MLS, MLS# TB8553537.

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