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Overview

5 bd4 ba3,120 sqft2 car garageSingle Family
TypeSingle Family
HOA$275/yr
Built2021
Lot6,251 sqft
Living area3,120 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Dishwasher

6396 Gardner Dr is a 2021-built home in Aniston, Lakeland. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,120 square feet of living space. Listed at $480,000 (about $154/sqft), 192 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 annually.

From the listing

NEW GREAT PRICE! Need MORE space without leaving Lakeland?? Welcome to one of the rarest homes in the neighborhood—this expansive 5-bedroom, 3.5-bathroom two-story residence is among the largest floor plans in the neighborhood with very few being available for purchase! Built in 2021, this modern home offers the perfect blend of space, functionality, and style. The thoughtfully designed layout features a spacious primary suite conveniently located on the first floor, providing privacy and ease of living. Upstairs, you’ll find four additional bedrooms along with two versatile flex spaces—ideal for a home office, media room, playroom, or fitness area. At the front of the home, a formal dining room creates an inviting space for gatherings and entertaining, while the open-concept living areas showcase contemporary finishes and modern upgrades throughout. Additional highlights include a 2-car garage with a practical mudroom entry, offering everyday convenience and organization. With its rare size, newer construction, minimal HOA, and flexible living spaces, this home truly stands out as a unique opportunity in a neighborhood with limited supply. This amount of space is hard to come by in Lakeland and perfect for family living. A short drive to Orlando is great for day trips to the theme parks while still being just a few hours from the beaches!

The essentials

Built
2021
Price / sqft
$154
On market
192 days
Annual tax
$4,934
HOA
$275/yr
Flood zone
X · Low risk
Lot
6,251 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,251 sqft lot
Lot size
3,120 sqft
Living area

Payment

Est. monthly payment
$3,177/mo
Down payment (20%)
$96,000
Property taxes
$411/mo
HOA
$275/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,251 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
192
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Spessard L. Holland Elementary
Middle
Bartow Middle
High
Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,934
Parcel #
24-29-23-288039-000560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Aniston
County
Polk
MLS Area
33813 - Lakeland
Lot Size
6,251 sqft
HOA
$275/yr
Highland Community Management

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8493909
$480,000-5.7%
$154/sqft
-
Price change
Source: Stellar MLS #TB8493909
$509,000-6.6%
$163/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #TB8493909
$545,000
$175/sqft

Neighborhood

6396 Gardner Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$477,500 – $480,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 192 after a $65,000 cut.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,178/mo
Principal & interest$2,503
Property taxes$411
Insurance$240
HOA$23
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$154 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,120 sq ft

Time on market

192 days

Year built

2021

Monthly payment

About $3,177/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,934 annual tax bill, insurance, and the $275/yr HOA fee.

HOA fee

$275/yr

Managed by Highland Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Matt SellListing data from Stellar MLS, MLS# TB8493909.

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