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Overview

5 bd4 ba3,486 sqft3 car garageSingle Family
TypeSingle Family
HOA$344/mo
Built2016
Lot13,987 sqft
Living area3,486 sqft
Price / sqft$169
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit Bedroom

1894 Via Lago Dr is a 2016-built home in Terralargo Ph 3a, Lakeland. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,486 square feet of living space. Listed at $589,900 (about $169/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $344 monthly.

From the listing

Experience resort-inspired living in this impressive 5-bedroom, 4-bath residence with a private office, upstairs loft/game room, and 3-car garage, located within the gated community of TerraLargo. Mediterranean-style architecture, a tile roof, stone accents, a paver driveway, and an elegant double-door entry create a memorable first impression. Inside, soaring ceilings, elevated transom windows, and an abundance of natural light give the open living spaces a bright and grand feel. At the heart of the home, the expansive kitchen overlooks the living room and offers generous cabinetry, stainless steel appliances, abundant counter space, and an oversized center island that provides the perfect gathering and serving area for entertaining. The open layout flows effortlessly between the kitchen and living areas, while a separate dining space provides an inviting setting for more formal occasions. The expansive first-floor primary suite offers a private retreat with a generously sized bedroom and sliding glass doors opening directly to the patio, creating a seamless connection to the outdoor living space. Dual walk-in closets provide exceptional storage, while the spacious primary bathroom features dual sinks, a soaking tub, and a separate walk-in shower. A second main-level bedroom suite includes a walk-in shower and a bathroom with exterior access, conveniently positioned to serve as a future pool bath. Upstairs, a spacious loft/game room with a wet bar creates an ideal space for entertaining, movie nights, or recreation. The second floor also includes an additional bedroom, full bathroom, and plentiful storage. Thoughtfully incorporated accessibility features, including a chair lift, add flexibility and convenience. Residents of TerraLargo enjoy a beautiful gated setting with resort-style amenities, including a community pool, pickleball courts, parks, and recreational spaces. Offering generous living areas, flexible accommodations, impressive architectural details, and an exceptional community lifestyle, this home delivers the space and comfort to enjoy Florida living at its finest.

The essentials

Built
2016
Price / sqft
$169
On market
71 days
Annual tax
$4,983
HOA
$344/mo
Flood zone
X · Low risk
Lot
13,987 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Community pool
Fitness center too
3 car garage
Driveway
0.32 acres
Lot size
3,486 sqft
Living area

Payment

Est. monthly payment
$4,131/mo
Down payment (20%)
$117,980
Property taxes
$415/mo
HOA
$344/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
13,987 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
71
Accessibility Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Yard
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Handicap Modified
Park
Playground
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,983
Parcel #
23-27-26-010015-000370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terralargo Ph 3a
County
Polk
MLS Area
33810 - Lakeland
Lot Size
13,987 sqft
Landscaped
HOA
$344/mo
Jesse Silva

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #L4963919
$589,900-1.7%
$169/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #L4963919
$600,000
$172/sqft

Neighborhood

1894 Via Lago Dr
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $589,900
$585,000 – $589,900
99.5% – 100% of listTops out right at the list price
80% of listList price
185 of the last 301 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 71 after a $10,100 cut.

Sample: 301 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,131/mo
Principal & interest$3,077
Property taxes$415
Insurance$295
HOA$344
Down payment20% · $117,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,900

$169 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,486 sq ft

Time on market

71 days

Year built

2016

Monthly payment

About $4,131/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,983 annual tax bill, insurance, and the $344/mo HOA fee.

HOA fee

$344/mo

Managed by Jesse Silva.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Jana LutzListing data from Stellar MLS, MLS# L4963919.

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