15187 Harrowgate Way, photo 1
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Overview

3 bd2 ba1,296 sqft2 car garageSingle Family
TypeSingle Family
HOA$137/qtr
Built2003
Lot4,600 sqft
Living area1,296 sqft
Price / sqft$308
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboLightingPrivate MailboxSidewalkStorageElectric Water HeaterMicrowave

15187 Harrowgate Way is a 2003-built home in Stone Crk, Winter Garden. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,296 square feet of living space. Listed at $399,000 (about $308/sqft), 182 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $137 quarterly.

From the listing

Location! Location! Welcome to this wel maintained 3 beds 2 bath single family home located in the desirable community of Stone Creek in Winter Garden. This home offers a spacious living room, dining area, spacious master bedroom with double sink and walking closet, 2 extra bedrooms and sharing bath, 2 car garage, screened porch and generous fenced back yard. This property is convenient located near shops, restaurants, and the highly rated Elementary School is located inside the community with walking distance. Also, near Winter Garden village Mall, Stonybrook West Golf Club, Tucker Ranch Wellness Park (in construction) And easy acces to the Highway and Airport.

The essentials

Built
2003
Price / sqft
$308
On market
182 days
Annual tax
$5,808
HOA
$137/qtr
Flood zone
X · Low risk
Lot
4,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
4,600 sqft lot
Lot size
1,296 sqft
Living area

Payment

Est. monthly payment
$2,810/mo
Down payment (20%)
$79,800
Property taxes
$484/mo
HOA
$137/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
4,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
182
Ceiling Fans(s)
Living Room/Dining Room Combo
Lighting
Private Mailbox
Sidewalk
Storage
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Whispering Oak Elem
Middle
SunRidge Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,808
Parcel #
04-23-27-8228-21-265

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Crk
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
4,600 sqft
HOA
$137/qtr
Andrea Rivera

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8497081
$399,000-3.9%
$308/sqft
-
Price change
Source: Stellar MLS #TB8497081
$415,000-7.8%
$320/sqft
4/14/2026
Listed for sale
Source: Stellar MLS #TB8497081
$450,000
$347/sqft

Neighborhood

15187 Harrowgate Way
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 182 after a $51,000 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,810/mo
Principal & interest$2,081
Property taxes$484
Insurance$200
HOA$46
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$308 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,296 sq ft

Time on market

182 days

Year built

2003

Monthly payment

About $2,810/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,808 annual tax bill, insurance, and the $137/qtr HOA fee.

HOA fee

$137/qtr

Managed by Andrea Rivera.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Maria HowardListing data from Stellar MLS, MLS# TB8497081.

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