946 Highland Ave #45, photo 1
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Overview

2 bd3 ba1,610 sqft2 car garageTownhouse
TypeTownhouse
HOA$404/mo
Built2017
Lot880 sqft
Living area1,610 sqft
Price / sqft$373
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood Cabinets

946 Highland Ave #45 is a 2017-built home in Highland Twnhms, Dunedin. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,610 square feet of living space. Listed at $599,900 (about $373/sqft), 180 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $404 monthly.

From the listing

Motivated Seller! Prime Downtown Dunedin Location - Welcome to your opportunity to own a true gem in the heart of downtown Dunedin. Located in the Gramercy Court townhome community, this beautifully designed, block-constructed residence built in 2017 offers the perfect blend of luxury, convenience, and investment potential. Just steps from Main Street, you can walk to top-rated restaurants, boutique shops, local breweries, the Pinellas Trail, and the vibrant festivals that make Dunedin one of the most desirable places to live on Florida’s Gulf Coast. Inside, this thoughtfully designed 1,610-square-foot home features 2 en-suite bedrooms, 2.5 baths, plus a den. It offers a bright and open floor plan with soaring 10-foot ceilings—ideal for entertaining. The kitchen is a standout, complete with granite countertops, a center island, solid wood soft-close cabinetry, stainless steel appliances, a gas stove, and a walk-in pantry. Additional highlights include: • Luxury vinyl plank flooring throughout the main living areas. • Interior laundry room with washer and dryer. • Tankless hot water heater. • Full-home interior fire sprinkler system. • Central in-wall vacuum system on all levels (including the garage). • Hurricane impact-resistant windows with plantation shutters. • Private balcony overlooking a peaceful courtyard with fountain. Upstairs, the spacious primary suite offers a walk-in closet and en-suite bath, while the second bedroom also features its own en-suite—perfect for guests or rental flexibility. A bright first-floor den provides an ideal space for a home office. The oversized 2-car garage accommodates both a vehicle and a golf cart—perfect for enjoying the downtown lifestyle. Furthermore, for added peace of mind, this property is located in Flood Zone X and does not require flood insurance. Enjoy being less than a 10-minute walk to the marina and pier, and just a short drive to Honeymoon Island and Clearwater Beach. Live here, invest here, or both—this property truly has it all. Schedule your private showing today—this one won’t last.

The essentials

Built
2017
Price / sqft
$373
On market
180 days
Annual tax
$8,954
HOA
$404/mo
Flood zone
X · Low risk
Lot
880 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2017
2 car garage
Garage Door Opener
Private balcony
Outdoor space
1,610 sqft
Living area

Payment

Est. monthly payment
$4,579/mo
Down payment (20%)
$119,980
Property taxes
$746/mo
HOA
$404/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2017
Lot
880 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Rear, Ground Level, Oversized
Days on Market
180
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Courtyard
Lighting
Outdoor Grill
Community Mailbox
Deed Restrictions
Golf Carts OK
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
San Jose Elementary-PN
Middle
Dunedin Highland Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,954
Parcel #
27-28-15-39349-000-0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Twnhms
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
880 sqft
City LimitsLandscapedLevelPavedPrivate
HOA
$404/mo
Condominium Associates / Helen Martin

Price history

Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #TB8498011
$599,900-3.2%
$373/sqft
-
Price change
Source: Stellar MLS #TB8498011
$619,900-6.1%
$385/sqft
4/14/2026
Listed for sale
Source: Stellar MLS #TB8498011
$659,900
$410/sqft

Neighborhood

946 Highland Ave #45
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$585,000 – $599,900
97.8% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 townhouse or villa closings in 34698 landed at this number or higher (52%). The median one sat 39 days before it went under contract, and this one is on day 180 after a $60,000 cut.

Sample: 58 closed townhouse or villa sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,579/mo
Principal & interest$3,129
Property taxes$746
Insurance$300
HOA$404
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$373 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,610 sq ft

Time on market

180 days

Year built

2017

Monthly payment

About $4,579/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,954 annual tax bill, insurance, and the $404/mo HOA fee.

HOA fee

$404/mo

Managed by Condominium Associates / Helen Martin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREHM REALTY GROUP LLCListing agent: Scott RehmListing data from Stellar MLS, MLS# TB8498011.

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