18707 Pepper Pike, photo 1
Active
1 / 61

Overview

5 bd5 ba6,104 sqft3 car garageSingle Family
TypeSingle Family
HOA$947/qtr
Built1986
Lot41,000 sqft
Living area6,104 sqft
Price / sqft$393
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Walk-in Closet(s)

18707 Pepper Pike is a 1986-built home in Cheval Polo & Golf CL Phas, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 6,104 square feet of living space. Listed at $2,399,000 (about $393/sqft), 169 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $947 quarterly.

From the listing

A rare opportunity in Cheval, featuring a fully detached second residence! Discover one of Tampa Bay’s best-kept secrets, Cheval Golf and Country Club, a 24-hour guard-gated community offering a private, resort-style lifestyle centered around championship golf, tennis, swimming and an active social scene, all within a beautifully designed, accessible enclave. Ideally on the first hole, 18707 Pepper Pike showcases one of the most breathtaking golf course views in all of Cheval. The main residence features three bedrooms, 3.5 baths and a versatile loft space with a closet, offering flexibility for a potential additional bedroom, office or bonus living area, anchored by an exceptional primary suite, an inviting retreat with a spa-like bath and an oversized custom closet that has to be seen to be believed. What sets this property apart is the fully detached casita, a rare, private residence that lives like a second home, offering two bedrooms and one bath. Thoughtfully designed and ideal for multigenerational living, it also provides incredible flexibility for long- or short-term guests, a private office, or an elevated entertaining space. The upstairs bedroom opens to a private balcony overlooking the pool, creating a peaceful escape within your backyard. Go outside and experience a five-star resort-style outdoor living space, featuring a stunning pool, expansive entertaining areas, a bar and a separate fire pit gathering space designed for unforgettable evenings. Tucked away from the congestion yet conveniently just 30 minutes from Tampa International Airport, this is more than a home, it’s a lifestyle.

The essentials

Built
1986
Price / sqft
$393
On market
169 days
Annual tax
$29,826
HOA
$947/qtr
Flood zone
X* · Low risk
Lot
41,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Water views
Golf Course
Private pool
Heated
3 car garage
0.94 acres
Lot size

Payment

Est. monthly payment
$16,513/mo
Down payment (20%)
$479,800
Property taxes
$2,486/mo
HOA
$947/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
41,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground
Days on Market
169
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Awning(s)
Courtyard
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Private Yard
Tennis Court(s)
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Dishwasher
Disposal
Range
Refrigerator
Elementary
McKitrick-HB
Middle
Martinez-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$29,826
Parcel #
U-09-27-18-0ID-000003-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cheval Polo & Golf CL Phas
County
Hillsborough
MLS Area
33558 - Lutz
Lot Size
41,000 sqft
In CountyLandscapedOn Golf CourseOversized LotPaved
HOA
$947/qtr
Jocelyn St. Hillaire

Price history

Date
Event
Price
6/27/2026
Price change
Source: Stellar MLS #TB8501748
$2,399,000-5.0%
$393/sqft
4/25/2026
Listed for sale
Source: Stellar MLS #TB8501748
$2,525,000+7.0%
$414/sqft
3/25/2024
Sold
Source: Hillsborough County Public Record
$2,360,000
$387/sqft

Neighborhood

18707 Pepper Pike
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $2,399,000
$2.39M – $2.40M
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 143 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 169 after a $126,000 cut.

Sample: 143 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$16,513/mo
Principal & interest$12,512
Property taxes$2,486
Insurance$1,200
HOA$316
Down payment20% · $479,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,399,000

$393 per sq ft

Beds and baths

5 beds, 5 baths

Size

6,104 sq ft

Time on market

169 days

Year built

1986

Monthly payment

About $16,513/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $29,826 annual tax bill, insurance, and the $947/qtr HOA fee.

HOA fee

$947/qtr

Managed by Jocelyn St. Hillaire.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREMIER SOTHEBYS INTL REALTYListing agent: Sandi McGlatheryListing data from Stellar MLS, MLS# TB8501748.

Keep exploring Florida

Pick up where you left off, or see what else is out there.