4123 Highland Park Cir, photo 1
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Overview

5 bd6 ba7,314 sqft3 car garageSingle Family
TypeSingle Family
HOA$947/qtr
Built1991
Lot40,000 sqft
Living area7,314 sqft
Price / sqft$327
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Wet Bar

4123 Highland Park Cir is a 1991-built home in Cheval Polo & Golf Club Ph 01 Ave, Lutz. Inside you'll find 5 bedrooms, 6 bathrooms, and 7,314 square feet of living space. Listed at $2,395,000 (about $327/sqft), 136 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $947 quarterly.

From the listing

One or more photo(s) has been virtually staged. Distinctively detailed and masterfully crafted, this exceptional Alvarez built estate showcases timeless elegance, extraordinary workmanship, and luxury finishes throughout. Situated on a premier corner lot of approximately one acre with beautiful lake views, this one of a kind custom residence offers an unmatched blend of sophistication, scale, and functionality. A dramatic two story gallery entry welcomes you with a sweeping staircase, marble flooring with decorative insets, and impressive architectural detail throughout. The gracious formal living room features a granite fireplace with custom cherry mantle, while the oversized formal dining room is ideal for entertaining on a grand scale. The gourmet kitchen is appointed with Wood Mode cabinetry, granite countertops, stainless steel appliances, and a convenient butler's pantry. The private cherry paneled study creates an elegant executive workspace, while the expansive family room offers built in entertainment features and custom ceiling treatments. Upstairs, a secondary staircase leads to generously sized bedroom suites. A rare and highly desirable feature, every bedroom in the residence is a true suite complete with its own private en suite bathroom, providing exceptional comfort, privacy, and convenience for family members and guests alike. Several suites also offer sitting areas, while additional highlights include a walk in cedar closet and a rare 230 square foot air conditioned mechanical room. The luxurious primary suite includes a private walled sunning area complete with its own outdoor shower. Additional highlights include a dedicated home office/library, oversized fitness room with wet bar that could easily serve as a media room, stunning central waterfall feature, and both garage door openers recently replaced. A new roof was installed in 2019. The expansive backyard presents an opportunity for future outdoor enhancements, including the potential for a custom swimming pool and resort style entertaining area, subject to buyer verification, permitting requirements, and applicable approvals. Please note: One or more photographs, videos, renderings, or marketing materials may include AI enhancement and/or virtual staging for illustrative purposes. Enhancements may include landscaping, lighting, furnishings, cosmetic improvements, or visualization of potential property features. Any swimming pool depicted in photographs, videos, renderings, virtual tours, or other marketing materials is a conceptual rendering only. No swimming pool currently exists on the property. Seller and listing broker make no representations or warranties regarding future improvements, construction feasibility, permitting, costs, dimensions, specifications, or suitability for any particular use. Buyers are encouraged to conduct their own independent due diligence. This is a rare opportunity to own a truly unique custom estate where quality, character, and craftsmanship are evident at every turn. A joy to show and certain to impress even the most discerning buyer

The essentials

Built
1991
Price / sqft
$327
On market
136 days
Annual tax
$14,170
HOA
$947/qtr
Flood zone
X · Low risk
Lot
40,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Lake Front
Community pool
Fitness center too
3 car garage
Garage Door Opener
0.92 acres
Lot size

Payment

Est. monthly payment
$15,185/mo
Down payment (20%)
$479,000
Property taxes
$1,181/mo
HOA
$947/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
40,000 sqft
Cooling
Central Air, Zoned
Heating
Central, Heat Pump
Parking
Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized
Waterfront
Lake Front
Days on Market
136
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Wet Bar
Window Treatments
Deed Restrictions
Fitness Center
Golf
Irrigation-reclaimed Water
Park
Playground
Pool
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Refrigerator
Elementary
McKitrick-HB
Middle
Martinez-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$14,170
Parcel #
U-09-27-18-0ID-000005-00008.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cheval Polo & Golf Club Ph 01 Ave
County
Hillsborough
MLS Area
33558 - Lutz
Lot Size
40,000 sqft
In CountyPrivate
HOA
$947/qtr
Jocelyn Hilaire

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8512226
$2,395,000-4.0%
$327/sqft
5/28/2026
Listed for sale
Source: Stellar MLS #TB8512226
$2,495,000+51.2%
$341/sqft
12/30/2020
Sold
Source: Hillsborough County Public Record
$1,650,000
$226/sqft

Neighborhood

4123 Highland Park Cir
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $2,395,000
$2.38M – $2.40M
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 143 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 136 after a $100,000 cut.

Sample: 143 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$15,185/mo
Principal & interest$12,491
Property taxes$1,181
Insurance$1,198
HOA$316
Down payment20% · $479,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,395,000

$327 per sq ft

Beds and baths

5 beds, 6 baths

Size

7,314 sq ft

Time on market

136 days

Year built

1991

Monthly payment

About $15,185/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,170 annual tax bill, insurance, and the $947/qtr HOA fee.

HOA fee

$947/qtr

Managed by Jocelyn Hilaire.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: Ellie LambertListing data from Stellar MLS, MLS# TB8512226.

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