

Overview
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About this home
130 Cypress Ln #130 is a 1980-built home in East Lake Woodlands Cypress Estates, Oldsmar. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,054 square feet of living space. Listed at $149,000 (about $141/sqft), 168 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $571 monthly.
Virtually Staged. Welcome to this two-bedroom, two-bath condominium in Oldsmar, offering 1,054 square feet and a flexible opportunity for investors, first-time buyers or seasonal residents. This residence is vacant and ready for immediate occupancy or renovation. The interior reflects the original condition, presenting a value-add opportunity for customization. The primary bedroom includes a walk-in closet, and the layout supports functional living and dining spaces. Recent updates include an air-conditioning system installed in 2025, along with a washer, dryer and refrigerator replaced in 2024. This property is well-suited for buyers seeking to personalize a residence or secure an investment with long-term potential. Conveniently near shopping, dining and commuter routes, supporting full-time and seasonal living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 46 closed condo sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$149,000
$141 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,054 sq ft
Time on market
168 days
Year built
1980
Monthly payment
About $1,637/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,571 annual tax bill, insurance, and the $571/mo HOA fee.
HOA fee
$571/mo
Managed by Mike Willey.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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