130 Cypress Ln #130, photo 1
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Overview

2 bd2 ba1,054 sqftCondominium
TypeCondominium
HOA$571/mo
Built1980
Living area1,054 sqft
Price / sqft$141

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)BalconyCommunity MailboxDeed RestrictionsPoolRangeRefrigerator

130 Cypress Ln #130 is a 1980-built home in East Lake Woodlands Cypress Estates, Oldsmar. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,054 square feet of living space. Listed at $149,000 (about $141/sqft), 168 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $571 monthly.

From the listing

Virtually Staged. Welcome to this two-bedroom, two-bath condominium in Oldsmar, offering 1,054 square feet and a flexible opportunity for investors, first-time buyers or seasonal residents. This residence is vacant and ready for immediate occupancy or renovation. The interior reflects the original condition, presenting a value-add opportunity for customization. The primary bedroom includes a walk-in closet, and the layout supports functional living and dining spaces. Recent updates include an air-conditioning system installed in 2025, along with a washer, dryer and refrigerator replaced in 2024. This property is well-suited for buyers seeking to personalize a residence or secure an investment with long-term potential. Conveniently near shopping, dining and commuter routes, supporting full-time and seasonal living.

The essentials

Built
1980
Price / sqft
$141
On market
168 days
Annual tax
$2,571
HOA
$571/mo
Flood zone
X500 · Low risk
Type
Condominium

At a glance

Condo
Built 1980
Community pool
Shared amenity
Private balcony
Outdoor space
1,054 sqft
Living area

Payment

Est. monthly payment
$1,637/mo
Down payment (20%)
$29,800
Property taxes
$214/mo
HOA
$571/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
168
Walk-in Closet(s)
Balcony
Community Mailbox
Deed Restrictions
Pool
Range
Refrigerator
Elementary
Forest Lakes Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$2,571
Parcel #
09-28-16-23942-002-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East Lake Woodlands Cypress Estates
County
Pinellas
MLS Area
34677 - Oldsmar
HOA
$571/mo
Mike Willey

Price history

Date
Event
Price
6/24/2026
Price change
Source: Stellar MLS #TB8502597
$149,000-6.9%
$141/sqft
4/28/2026
Listed for sale
Source: Stellar MLS #TB8502597
$160,000
$152/sqft

Neighborhood

130 Cypress Ln #130
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $149,000
$148,000 – $149,000
99.5% – 100% of listTops out right at the list price
80% of listList price
30 of the last 46 condo closings in 34677 landed at this number or higher (65%). The median one sat 62 days before it went under contract, and this one is on day 168 after a $11,000 cut.

Sample: 46 closed condo sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,637/mo
Principal & interest$777
Property taxes$214
Insurance$75
HOA$571
Down payment20% · $29,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,000

$141 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,054 sq ft

Time on market

168 days

Year built

1980

Monthly payment

About $1,637/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,571 annual tax bill, insurance, and the $571/mo HOA fee.

HOA fee

$571/mo

Managed by Mike Willey.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREMIER SOTHEBYS INTL REALTYListing agent: Maria AzuajeListing data from Stellar MLS, MLS# TB8502597.

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