637 Pinellas Bayway #105, photo 1
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Overview

2 bd3 ba1,650 sqft2 car garageTownhouse
TypeTownhouse
HOA + condo dues$1,156/mo
Built1991
Lot1,706 sqft
Living area1,650 sqft
Price / sqft$454
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Vaulted Ceiling(s)BalconySidewalkBuyer Approval RequiredDeed RestrictionsIrrigation-reclaimed Water

637 Pinellas Bayway #105 is a 1991-built home in Palm Island Townhomes, Tierra Verde. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,650 square feet of living space. Listed at $749,000 (about $454/sqft), 166 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,140 monthly. Condo dues run $16 monthly.

From the listing

Welcome to your slice of Tierra Verde paradise. This renovated 2-bedroom, 2.5-bath waterfront townhome at Palm Island delivers a rare combination — a wide-basin water view, a deeded boat slip with lift, and a thoughtfully updated interior, all just minutes from St. Pete Beach, Fort De Soto, and downtown St. Petersburg. Across the 1,650 sq. ft. three-story floor plan, travertine flooring runs throughout, vaulted ceilings with skylights crown the top floor, and an open-concept main level is anchored by a stacked-stone wood-burning fireplace with reclaimed-wood mantel. The renovated kitchen features glazed shaker cabinetry, granite counters, a stainless steel appliance suite, and a travertine subway backsplash, with track and pendant lighting over a peninsula bar that flows into the living area. The primary suite enjoys its own floor with sliding doors to a private screened balcony framing one of the widest water views in the community — boats coming and going from your back-door marina. The renovated primary bath features a frameless glass walk-in shower, travertine surround, and oil-rubbed bronze fixtures. A spacious second bedroom, additional full bath, updated half bath, and upstairs front-load laundry complete the layout. Plantation shutters appear throughout, including the signature arched windows. Below: an attached garage with direct interior access. Outside: your deeded boat slip with lift, a heated community pool, and the unmatched Tierra Verde lifestyle. The Palm Island HOA fee covers cable, water, sewer, trash, building insurance (with master flood coverage), pool, grounds, and exterior maintenance — including doors, windows, and garage doors. The building benefits of a recent new roof. Buyer approval required; one pet up to 30 lbs welcome; three-month minimum lease term. Whether you're seeking a primary residence, a winter retreat, or a turnkey boater's getaway, this is Tierra Verde living fully realized. Schedule your private showing today.

The essentials

Built
1991
Price / sqft
$454
On market
166 days
Annual tax
$8,758
HOA + condo dues
$1,156/mo
Flood zone
AE
Lot
1,706 sqft
Type
Townhouse

At a glance

Townhouse
Built 1991
Waterfront
Canal - Saltwater
Community pool
Shared amenity
2 car garage
Garage Door Opener
1,706 sqft lot
Lot size

Payment

Est. monthly payment
$6,166/mo
Down payment (20%)
$149,800
Property taxes
$730/mo
HOA + condo dues
$1,156/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1991
Lot
1,706 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Garage Door Opener, Open, Tandem
Waterfront
Canal - Saltwater
Days on Market
166
Cathedral Ceiling(s)
Ceiling Fans(s)
Vaulted Ceiling(s)
Balcony
Sidewalk
Buyer Approval Required
Deed Restrictions
Irrigation-reclaimed Water
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Maximo Elementary-PN
Middle
Bay Point Middle-PN
High
Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$8,758
Parcel #
20-32-16-65688-000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Townhomes
County
Pinellas
MLS Area
33715 - St Pete/Tierra Verde
Lot Size
1,706 sqft
HOA + condo dues
$1,156/mo
$1,140/mo HOA plus $16/mo condo dues
Tierra Verde Property Management - Vince Pino

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8503537
$749,000-3.4%
$454/sqft
-
Price change
Source: Stellar MLS #TB8503537
$775,000-3.0%
$470/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #TB8503537
$799,000
$484/sqft

Neighborhood

637 Pinellas Bayway #105
Tierra Verde, FL, 33715 · 33715 - St Pete/Tierra Verde

Market insights

Offer Insights

Choose an offer strength

List price: $749,000
$725,000 – $749,000
97% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 townhouse or villa closings in 33715 landed at this number or higher (53%). The median one sat 95 days before it went under contract, and this one is on day 166 after a $50,000 cut.

Sample: 19 closed townhouse or villa sales in 33715 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,167/mo
Principal & interest$3,906
Property taxes$730
Insurance$375
HOA$1,156
Down payment20% · $149,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$749,000

$454 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,650 sq ft

Time on market

166 days

Year built

1991

Monthly payment

About $6,166/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,758 annual tax bill, insurance, and $1,156/mo in HOA and condo dues.

HOA + condo dues

$1,156/mo

$1,140/mo HOA plus $16/mo condo dues. Managed by Tierra Verde Property Management - Vince Pino.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Tiffany McAlisterListing data from Stellar MLS, MLS# TB8503537.

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