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Overview

3 bd3 ba2,127 sqft2 car garageTownhouse
TypeTownhouse
HOA$645/mo
Built1997
Lot1,124 sqft
Living area2,127 sqft
Price / sqft$441
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

117 Yacht Club Ln is a 1997-built home in Palms Of Tierra, Tierra Verde. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,127 square feet of living space. Listed at $939,000 (about $441/sqft), 233 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $645 monthly.

From the listing

BRING YOUR BOAT, and start living the Tierra Verde lifestyle you've been waiting for.** Rarely does a beautifully updated luxury waterfront townhome offer the combination of space, flexibility, and boating amenities found at 117 Yacht Club Lane. Located in a quiet protected cove, designed for those who truly enjoy life on the water, this residence includes a 57-FOOT DEEP-WATER DEEDED BOAT SLIP with a 40,000-LB LIFT, making it an exceptional opportunity for owners of larger vessels seeking quick access to Tampa Bay and the Gulf of Mexico. Inside, you'll discover more than 2,100 square feet of thoughtfully updated living space featuring 3 bedrooms, 3 full bathrooms, and an open, inviting floor plan that blends comfort with coastal style. The renovated kitchen showcases white shaker cabinetry, quartz countertops, stainless steel appliances, abundant storage, and a breakfast bar that flows effortlessly into the dining and living areas, perfect for entertaining after a day on the water. A versatile finished bonus room on the ground level offers endless possibilities as a home office, fitness room, media room, guest retreat, or dedicated space for your boating gear, while the oversized two-car garage provides even more room for kayaks, paddleboards, bikes, and all your waterfront essentials. The spacious primary suite serves as a peaceful retreat with its own private balcony, six closets, and an ensuite bath featuring dual vanities, a soaking tub, and a separate shower. Two additional guest bedrooms, including one with an ensuite bath, provide comfort and privacy for family and visitors. Multiple private terraces invite you to enjoy coastal breezes, marina views, and the relaxed rhythm of waterfront living. Whether you're sipping your morning coffee before heading out on the boat or unwinding after a sunset cruise, every day feels like a getaway. Located in the desirable Yacht Club community of Palms of Tierra, you'll enjoy easy access to Fort De Soto Park(5 minute drive) or 3 mile bike ride, Shell Key Preserve, 7 minutes to the sugary sands of St Pete Beach and Pass-a-Grille, 15 mintues to vibrant downtown St. Petersburg, waterfront dining, and some of Florida's best boating and fishing destinations. If you've been searching for a low-maintenance waterfront home that offers exceptional boating capabilities, generous living space, and the convenience of keeping your boat just steps from your door, this is a rare opportunity you won't want to miss.

The essentials

Built
1997
Price / sqft
$441
On market
233 days
Annual tax
$10,179
HOA
$645/mo
Flood zone
AE
Lot
1,124 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 1997
Waterfront
Bay/Harbor
2 car garage
1,124 sqft lot
Lot size
2,127 sqft
Living area

Payment

Est. monthly payment
$6,860/mo
Down payment (20%)
$187,800
Property taxes
$848/mo
HOA
$645/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1997
Lot
1,124 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Bay/Harbor, Canal Front, Intracoastal Waterway
Days on Market
233
Ceiling Fans(s)
Central Vaccum
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Balcony
Storage
Deed Restrictions
Golf Carts OK
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Water Softener
Elementary
Gulfport Elementary-PN
Middle
Bay Point Middle-PN
High
Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,179
Parcel #
20-32-16-65905-002-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palms Of Tierra
County
Pinellas
MLS Area
33715 - St Pete/Tierra Verde
Lot Size
1,124 sqft
HOA
$645/mo
Resource Property Management\Danielle Bruynell

Price history

Date
Event
Price
4/19/2026
Price change
Source: Stellar MLS #TB8480721
$939,000-3.6%
$441/sqft
2/21/2026
Listed for sale
Source: Stellar MLS #TB8480721
$974,500
$458/sqft

Neighborhood

117 Yacht Club Ln
Tierra Verde, FL, 33715 · 33715 - St Pete/Tierra Verde

Market insights

Offer Insights

Choose an offer strength

List price: $939,000
$910,000 – $939,000
97% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 townhouse or villa closings in 33715 landed at this number or higher (53%). The median one sat 95 days before it went under contract, and this one is on day 233 after a $35,500 cut.

Sample: 19 closed townhouse or villa sales in 33715 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,860/mo
Principal & interest$4,897
Property taxes$848
Insurance$470
HOA$645
Down payment20% · $187,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$939,000

$441 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,127 sq ft

Time on market

233 days

Year built

1997

Monthly payment

About $6,860/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,179 annual tax bill, insurance, and the $645/mo HOA fee.

HOA fee

$645/mo

Managed by Resource Property Management\Danielle Bruynell.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ST PETE REALTYListing agent: Kim VanherwynenListing data from Stellar MLS, MLS# TB8480721.

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