

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VALENCIA RIDGE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$349/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3380 Malta Ave is a 2026-built home in Valencia Ridge, Wesley Chapel. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,954 square feet of living space. Listed at $546,900 (about $280/sqft), 157 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,047 quarterly.
Virtually Staged. Welcome to Valencia Ridge — the gold standard of Wesley Chapel’s premier 55+ resort-style living on Florida’s breathtaking West Coast. Designed for active adults who desire an extraordinary lifestyle, Valencia Ridge offers the perfect blend of luxury, excitement, and everyday elegance. Ideally located in the heart of Wesley Chapel’s thriving and vibrant corridor, residents enjoy convenient access to upscale shopping at The Shops at Wiregrass, fine dining, entertainment, and world-class healthcare facilities. At the center of the community is a spectacular resort-style clubhouse featuring sparkling pools, a state-of-the-art fitness center, tennis and pickleball courts, on-site dining, and an endless social calendar filled with activities, clubs, and events that make every day feel like a luxury vacation. This stunning Jasmine model spec home is beautifully appointed and move-in ready, offering the perfect opportunity to begin living the Florida lifestyle you’ve been dreaming about. The floor plan has smart design elements for those who love to entertain including the open-concept layout and versatile den. This home features three bedrooms, 3 baths, a large den, and a 2-car garage. Experience the “Wow” factor as you step through the elegant glass entry door into a sprawling, open-concept great room illuminated by designer lighting, ceiling fans and recessed lighting as well as upscale flooring. The kitchen is a chef’s dream with a showstopper kitchen featuring a sleek slide-in gas range, stainless steel chimney hood, gorgeous quartz countertops and backsplash, a built-in microwave unit and chic under-cabinet lighting. This move-in ready home conveniently includes a refrigerator, washer, dryer, 2" faux-wood blind window treatments. This spec home has many high-performance finishes including the fully equipped laundry room, pre-plumbing for a water softener, and a patio summer kitchen pre-plumbed. We’ve taken the stress out of moving as this home is designed by Interior decorators who possess a rare blend of artistic vision and technical precision. Every room is finished with a luxurious, upgraded interior paint color. This home embraces an earth-tone palette that radiates warmth and sophistication. There is a $21,696 builder incentive which is already applied to the list price of this spec home.*Disclaimer that some photos are of the Jasmine MODEL HOME.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 334 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$546,900
$280 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,954 sq ft
Time on market
157 days
Year built
2026
Monthly payment
About $3,663/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,267 annual tax bill, insurance, and the $1,047/qtr HOA fee.
HOA fee
$1,047/qtr
Managed by Valencia Ridge HOA Manager- James Smith.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
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