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About this home
115 Ten Oak Pl is a 1961-built home in Unplatted, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,235 square feet of living space. Listed at $439,900 (about $197/sqft), 162 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Back on the market! Due to buyer financing falling through, this home is available once again. If you missed it the first time, now is your chance. This home has already appraised, offering an added level of confidence for the next buyer. Schedule your showing today before it's gone! Preferred lender with CNC Mortgage is offering up to $2,500 in lender credits when buyers use their financing services. This property has NO HOA and NO water bill, as the home is on a well system. All appliances will convey, including two French-door refrigerators (one replaced approximately one year ago), a brand-new LG washer and dryer, and an LG dishwasher. The property also includes a large metal shed, a large wooden shed, and a chicken coop. Additional updates and features include a brand-new mini split installed upstairs for heating and cooling, Culligan PRO water softening service paid through the remainder of the year, AC maintenance completed in March, ductwork replaced in 2022, and the septic system replaced in February 2022 and pumped again in February 2025, giving the new owners peace of mind for years to come. The driveway, front walkway, second-story walkway, and back patio were also completed in 2022. This home offers incredible value with major system updates already completed. This beautifully, move-in-ready home is offering the perfect combination of comfort, flexibility, and modern updates. With 2,235 square feet of living space, the thoughtfully designed layout accommodates a variety of living arrangements, including multi-generational households, guests, or work-from-home needs. A standout feature is the private upstairs 1-bedroom, 1-bath apartment—perfect for extended family, guests, a home office, or potential rental income. Step outside to enjoy the large backyard and patio with plenty of room for gatherings, play, pets, or future outdoor additions. Conveniently located near shopping, dining, schools, and commuter routes. Don’t miss your opportunity to own this versatile Valrico property!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,900
$197 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,235 sq ft
Time on market
162 days
Year built
1961
Monthly payment
About $2,938/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,085 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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