12819 129th Ter, photo 1
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Overview

3 bd2 ba1,642 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot6,068 sqft
Living area1,642 sqft
Price / sqft$323
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)

12819 129th Ter is a 1979-built home in MILL Pond, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,642 square feet of living space. Listed at $530,000 (about $323/sqft), 176 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

AMAZING POOL HOME just minutes from INDIAN ROCKS BEACH!!! FULLY RENOVATED, NO HOA, NON-FLOOD ZONE, and located in a SAFE, HIGH-DEMAND COASTAL COMMUNITY, this property is perfectly positioned for OUT-OF-STATE RELOCATING BUYERS, SECOND-HOME SEEKERS, and AIRBNB / SHORT-TERM RENTAL INVESTORS looking for strong lifestyle appeal and long-term value. Featuring a PRIVATE POOL, SPACIOUS OUTDOOR LIVING AREAS, and RESORT-STYLE BACKYARD, this home delivers the ideal Florida coastal lifestyle with excellent rental potential and everyday livability in one of Pinellas County’s most desirable beach-adjacent areas. This beautifully REMODELED 3-bedroom, 2-bath SOLID BLOCK CONSTRUCTION home offers peace of mind, durability, and modern design throughout. Interior upgrades include PORCELAIN TILE FLOORING, a fully RENOVATED KITCHEN with white cabinetry, QUARTZ COUNTERTOPS, BLACK STAINLESS STEEL APPLIANCES, modern farmhouse sink, RECESSED LIGHTING, and completely UPDATED BATHROOMS. Every detail has been designed with a clean, modern coastal aesthetic that appeals to both full-time residents and vacation guests. A NEW Water Heater has been installed (2026). Step outside to your PRIVATE RESORT-STYLE BACKYARD featuring an EMERALD PEBBLETEC RESURFACED POOL, PORCELAIN TILE POOL DECK, and FULLY FENCED WHITE VINYL PRIVACY FENCE. The outdoor space is ideal for ENTERTAINING, FAMILY GATHERINGS, and HIGH-PERFORMING AIRBNB USE, offering the kind of lifestyle experience vacation renters actively seek in the Indian Rocks Beach area. Prime LOCATION just minutes from INDIAN ROCKS BEACH and SEMINOLE, and only 8 MILES FROM CLEARWATER BEACH. Close to LARGO GOLF COURSE, FLORIDA BOTANICAL GARDENS, PINELLAS TRAIL, shopping, dining, parks, and top local attractions. This is a rare opportunity to own a TURNKEY COASTAL LIFESTYLE HOME with STRONG RENTAL DEMAND, LOW MAINTENANCE FEATURES, and exceptional LONG-TERM INVESTMENT APPEAL.

The essentials

Built
1979
Price / sqft
$323
On market
176 days
Annual tax
$7,867
Flood zone
X · Low risk
Lot
6,068 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Private pool
Heated
2 car garage
Driveway
6,068 sqft lot
Lot size
1,642 sqft
Living area

Payment

Est. monthly payment
$3,685/mo
Down payment (20%)
$106,000
Property taxes
$656/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
6,068 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Heated, In Ground
Days on Market
176
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Fire Pit
Garden
Private Entrance
Private Mailbox
Private Yard
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,867
Parcel #
08-30-15-57987-000-1100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MILL Pond
County
Pinellas
MLS Area
33774 - Largo
Lot Size
6,068 sqft

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8506971
$530,000-3.3%
$323/sqft
-
Price change
Source: Stellar MLS #TB8506971
$548,000-2.7%
$334/sqft
4/19/2026
Listed for sale
Source: Stellar MLS #TB8506971
$563,200
$343/sqft

Neighborhood

12819 129th Ter
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $530,000
$520,000 – $530,000
98.6% – 100% of listTops out right at the list price
80% of listList price
51 of the last 101 home closings in 33774 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 176 after a $33,200 cut.

Sample: 101 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,685/mo
Principal & interest$2,764
Property taxes$656
Insurance$265
Down payment20% · $106,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$530,000

$323 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,642 sq ft

Time on market

176 days

Year built

1979

Monthly payment

About $3,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,867 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Lissette Cedeno VazquezListing data from Stellar MLS, MLS# TB8506971.

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