10744 97th St, photo 1
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Overview

3 bd2 ba1,908 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot11,570 sqft
Living area1,908 sqft
Price / sqft$338
Garage2 car

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Saturday, Oct 17 · 1:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Private MailboxRain GuttersSidewalkDishwasherDisposalDryerGas Water Heater

10744 97th St is a 1981-built home in Lake Park Unit IV, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,908 square feet of living space. Listed at $644,990 (about $338/sqft), 99 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

____________________________________________________________________________________________________________________ Welcome to your waterside peaceful private pool home in the desirable deed-restricted neighborhood of Lake Park Estates. ____________________________________________________________________________________________________________________ This property gives you more than just a place to live - it offers a quality lifestyle of comfort and convenience in one of Pinellas County's most sought after locations. $200,000 plus was invested in recent years by a proud homeowner to update and upgrade this fine charming all ground floor home. Three spacious bedrooms, two bathrooms and one is newly remodeled. Open split plan with large living and dining and family rooms - cozy fireplace - vaulted ceilings - covered back patio and pool deck - refreshing screened pool. All overlook tranquil waters yet elevated, high and dry with NO evacuation necessary. ____________________________________________________________________________________________________________________ The completely updated kitchen is perfect for the chef in the family, equipped with ample wood cabinetry and exceptional storage, elegant granite countertops and stainless appliances. The kitchen opens into the dining room for guests to be together while meals are being prepared. Open the two sets of sliders to the expansive screened porch, seamlessly giving additional space for family gatherings at any time through the year. The split floor plan features primary suite with ensuite bath, plus the two additional spacious bedrooms on the South West side of the home. Bathrooms have been tastefully updated to provide modern, fresh feelings. The oversized garage has a versatile air-conditioned space, an option for those who may work from home - could be used for a game room, playroom or anything else you need. The mix of electric A/C with gas stove, water heater and heat makes the living space comfortable, relaxing and less vulnerable. _______________________________________________________________________________________________________________________ You will have peace of mind knowing that major components and elements have not reached the end of their useful life. New Flooring in 2 Bedrooms in 2026, New A/C, Master Bath Remodeled, House Painted Outside and Landscaping in 2025, Gas Water Heater in 2024, Yard Sprinkler System updated in 2023, Re-screened Pool Cage in 2022, Guest Bathroom Remodeled in 2021, Kitchen Remodeled w/New Appliances in 2018, Impact Resistant Windows Installed in 2017. A full list is with MLS attached documents. ____________________________________________________________________________________________________________________ This location gives a rare feeling of being tucked away in a quiet neighborhood yet just minutes from everyday conveniences plus shopping, dining, entertainment of Seminole City Center. 25 minutes from Tampa International Airport. 20 minutes from downtown St. Petersburg or Clearwater. Just 15 minutes from the soft white sands of Indian Rocks Beach, Belleair Beach with multi color skies ablaze as the sun slowly sets into the Gulf. ____________________________________________________________________________________________________________________

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The essentials

Built
1981
Price / sqft
$338
On market
99 days
Annual tax
$3,119
Flood zone
AE
Lot
11,570 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Waterfront
Pond
Private pool
Heated
2 car garage
Driveway
0.26 acres
Lot size

Payment

Est. monthly payment
$3,946/mo
Down payment (20%)
$128,998
Property taxes
$260/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
11,570 sqft
Cooling
Central Air
Heating
Gas
Parking
Driveway, Garage Door Opener, Oversized
Pool
Heated, In Ground, Screen Enclosure
Waterfront
Pond
Days on Market
99
Ceiling Fans(s)
Private Mailbox
Rain Gutters
Sidewalk
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Starkey Elementary-PN
Middle
Osceola Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,119
Parcel #
14-30-15-48198-001-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Park Unit IV
County
Pinellas
MLS Area
33773 - Largo
Lot Size
11,570 sqft

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #TB8522027
$644,990-0.8%
$338/sqft
-
Price change
Source: Stellar MLS #TB8522027
$649,990-3.7%
$341/sqft
7/4/2026
Listed for sale
Source: Stellar MLS #TB8522027
$675,000
$354/sqft

Neighborhood

10744 97th St
Largo, FL, 33773 · 33773 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $644,990
$635,000 – $644,990
98.5% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33773 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 99 after a $30,010 cut.

Sample: 76 closed home sales in 33773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,946/mo
Principal & interest$3,364
Property taxes$260
Insurance$322
Down payment20% · $128,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$644,990

$338 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,908 sq ft

Time on market

99 days

Year built

1981

Monthly payment

About $3,946/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,119 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byILES REALTORSListing agent: Steve IlesListing data from Stellar MLS, MLS# TB8522027.

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