14521 Catalina Cir, photo 1
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Overview

2 bd2 ba1,564 sqftTownhouse
TypeTownhouse
HOA$360/mo
Built1980
Lot4,156 sqft
Living area1,564 sqft
Price / sqft$221

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

14521 Catalina Cir is a 1980-built home in Clearwater Cove, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $345,000 (about $221/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 monthly.

From the listing

Virtually Staged. $20,000 SELLER CREDIT & THE ULTIMATE CONDO ALTERNATIVE! Virtually Staged. Make your coastal living dreams immediately affordable. With an acceptable offer, the seller is offering a massive $20,000 credit toward a 2/1 interest rate buy-down or buyer’s closing costs! Experience the newly transformed, EXCLUSIVE COVERED SECOND STORY DECK offering rare double outdoor living. The seller heavily invested to create this CUSTOM OUTDOOR SANCTUARY, featuring a NEWLY INSTALLED AWNING (2025) and integrated electric for true all-weather lounging. Feel financial peace with the major systems already updated: full ROOF (June 2024), WINDOWS & doors (2021), AC (2021), and WATER HEATER (2019). Entertain effortlessly in the redesigned chef’s kitchen, featuring a custom quartz island (removable if desired, as continuous flooring extends underneath), solid wood shaker cabinets, and updated APPLIANCES (2021). In the living room, find a newly modernized fireplace and shiplap accent walls. Escape excessive condo fees, and enjoy a move-in-ready corner/end-unit townhome. Own your own land, fee-simple ownership, with incredibly low $360/month HOA dues that cover water, sewer, trash, exterior maintenance, reserves, and insurance. Enjoy resort-style amenities including a heated/chilled pool, tennis, pickleball, and access the community seawall directly to launch your kayak or paddleboard into the Intracoastal Waterway! Schedule your showing today and own a piece of Florida's most desirable areas!

The essentials

Built
1980
Price / sqft
$221
On market
153 days
Annual tax
$3,550
HOA
$360/mo
Flood zone
X · Low risk
Lot
4,156 sqft
Type
Townhouse

At a glance

Townhouse
Built 1980
Community pool
Shared amenity
4,156 sqft lot
Lot size
1,564 sqft
Living area

Payment

Est. monthly payment
$2,627/mo
Down payment (20%)
$69,000
Property taxes
$296/mo
HOA
$360/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1980
Lot
4,156 sqft
Cooling
Central Air
Heating
Central
Parking
Covered
Days on Market
153
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Awning(s)
Balcony
Lighting
Private Entrance
Sidewalk
Storage
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,550
Parcel #
19-30-15-16443-000-0013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clearwater Cove
County
Pinellas
MLS Area
33776 - Seminole/Largo
Lot Size
4,156 sqft
Cul-De-SacNear Golf CourseNear MarinaSidewalkPaved
HOA
$360/mo
Ameri Tech Gloria Reed

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #TB8509532
$345,000+9.5%
$221/sqft
-
Price change
Source: Stellar MLS #TB8509532
$315,000-3.1%
$201/sqft
5/17/2026
Listed for sale
Source: Stellar MLS #TB8509532
$325,000
$208/sqft

Neighborhood

14521 Catalina Cir
Seminole, FL, 33776 · 33776 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$332,500 – $345,000
96.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33776 landed at this number or higher (54%). The median one sat 93 days before it went under contract, and this one is on day 153.

Sample: 13 closed townhouse or villa sales in 33776 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,628/mo
Principal & interest$1,799
Property taxes$296
Insurance$173
HOA$360
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$221 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,564 sq ft

Time on market

153 days

Year built

1980

Monthly payment

About $2,627/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,550 annual tax bill, insurance, and the $360/mo HOA fee.

HOA fee

$360/mo

Managed by Ameri Tech Gloria Reed.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Roxanne MestreListing data from Stellar MLS, MLS# TB8509532.

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