ASK ABOUT SELLER FINANCING! SKIP THE PMI AND GET INTO THIS HOME WITH LITTLE OR NOTHING DOWN! Take advantage of a unique financing opportunity that could make homeownership more affordable without the traditional down payment and PMI requirements. Create new beginnings in Old Seminole Heights! Outstanding opportunity to own this updated 4-bedroom, 2-bath single-family home in the established Hill Top Heights neighborhood. With NO HOA or CDD, this bank-owned property offers flexibility for both owner-occupants and investors. The home features approximately 1,690 square feet of living space with fresh interior paint, new vinyl plank flooring, and bright, open living areas. A flexible bonus room provides additional space for a home office, den, playroom, or potential fifth bedroom. Additional improvements include hurricane-impact windows, PVC sewer line, 2017 roof, and 2016 central A/C. Outside, you'll find a fully fenced backyard with mature landscaping and an oversized shed offering plenty of additional storage or workshop space. Conveniently located near I-275 with easy access to Downtown Tampa, Armature Works, and the restaurants, breweries, shopping, and entertainment of the Seminole Heights area. With seller financing available, no HOA or CDD, and a desirable Tampa location, this property presents a unique opportunity for buyers and investors alike. Sold As-Is. Schedule your private showing today!