Great news - this property is eligible for 100% financing (no down payment needed)! Palmetto Beach living just minutes from Ybor City, Downtown Tampa, Channelside, and Water Street, with McKay Bay and Tampa Bay close by. This property boasts 4 bedrooms, 3 bathrooms across two buildings. The 1942 main home has been thoughtfully updated, with vinyl flooring throughout, bright neutral walls, and newer windows that fill the rooms with natural light. The kitchen features solid surface countertops, subway tile backsplash, and solid wood cabinets, and the primary bath includes a walk-in shower. The roof was replaced in 2021. The home is leased through June 2027, providing steady income from day one. Out back, a separate 2015-converted guest house has its own private entrance, a metal roof, mini-split A/C, a full kitchen, a bedroom, and a tiled walk-in shower, perfect for a guest house, a home office, or a creative studio. A rare two-building property in one of Tampa's most convenient neighborhoods. Main home tenant occupied, please do not disturb. Showings with 24-hour notice. Buyer to verify all measurements and uses.