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Overview

2 bd2 ba1,398 sqft1 car garageManufactured Home
TypeManufactured Home
HOANone listed
Built1978
Lot13,403 sqft
Living area1,398 sqft
Price / sqft$154
Garage1 car

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About this home

Eat-in KitchenPrimary Bedroom Main FloorOutdoor GrillPrivate MailboxPrivate YardDishwasherRefrigeratorWater Filtration System

928 S Shad Ter is a 1978-built home in East Cove Unit 03 Unrec, Inverness. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,398 square feet of living space. Listed at $215,000 (about $154/sqft), 116 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

*MOTIVATED SELLER!* Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. 4 point inspection was just completed and all repairs already made. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.

The essentials

Built
1978
Price / sqft
$154
On market
116 days
Annual tax
$2,950
Flood zone
AE*
Lot
13,403 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1978
Waterfront
Canal - Freshwater
1 car garage
0.31 acres
Lot size
1,398 sqft
Living area

Payment

Est. monthly payment
$1,474/mo
Down payment (20%)
$43,000
Property taxes
$246/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1978
Lot
13,403 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Freshwater
Days on Market
116
Eat-in Kitchen
Primary Bedroom Main Floor
Outdoor Grill
Private Mailbox
Private Yard
Dishwasher
Refrigerator
Water Filtration System
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$2,950
Parcel #
20E-19S-12-0000-3C0G0-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East Cove Unit 03 Unrec
County
Citrus
MLS Area
34450 - Inverness
Lot Size
13,403 sqft

Price history

Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #TB8514475
$215,000-9.3%
$154/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8514475
$237,000
$170/sqft

Neighborhood

928 S Shad Ter
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $215,000
$210,000 – $215,000
97.3% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 home closings in 34450 landed at this number or higher (52%). The median one sat 36 days before it went under contract, and this one is on day 116 after a $22,000 cut.

Sample: 58 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,475/mo
Principal & interest$1,121
Property taxes$246
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

$154 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,398 sq ft

Time on market

116 days

Year built

1978

Monthly payment

About $1,474/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,950 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byERA AMERICAN SUNCOAST REALTYListing agent: Geri GauglerListing data from Stellar MLS, MLS# TB8514475.

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