1104 N Garden St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot3,768 sqft

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About this home

1104 N Garden St is a home in Palm Bluff 1st Add, Clearwater. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A very nice lot located west of Alt 19 on 1104 N Garden Ave in Clearwater. Located right next to the Old Clearwater Bay. Located neat the bay, parks and downtown Clearwater. Walk to The BayCare Center and Downtown area. A new movie theater may be coming. This is a 50 X 76 Lot so you can build you dream home. You can walk to the intracoastal or bike to the beach. Your Florida lifestyle is all here to like your dream.

The essentials

On market
132 days
Annual tax
$477
Flood zone
X · Low risk
Lot
3,768 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$897/mo
Down payment (20%)
$29,980
Property taxes
$40/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
3,768 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
132
Flood Zone x
Annual Tax (2025)
$477
Parcel #
09-29-15-65466-000-0141

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Bluff 1st Add
County
Pinellas
MLS Area
33755 - Clearwater
Lot Size
3,768 sqft
Cleared

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8515187
$149,900+15.4%
6/3/2026
Listed for sale
Source: Stellar MLS #TB8515187
$129,900

Neighborhood

1104 N Garden St
Clearwater, FL, 33755 · 33755 - Clearwater

Calculator

Est. monthly payment
$896/mo
Principal & interest$782
Property taxes$40
Insurance$75
Down payment20% · $29,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,900

Time on market

132 days

Monthly payment

About $897/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $477 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byBALOW REALTYListing agent: Nicholas BalowListing data from Stellar MLS, MLS# TB8515187.

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