2900 Cove Cay Dr #7B, photo 1
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Overview

2 bd2 ba1,070 sqftCondominium
TypeCondominium
HOA$731/mo
Built1981
Lot69,706 sqft
Living area1,070 sqft
Price / sqft$187

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)Balcony

2900 Cove Cay Dr #7B is a 1981-built home in Cove Cay Village IV, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,070 square feet of living space. Listed at $200,000 (about $187/sqft), 216 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $731 monthly.

From the listing

Welcome to the top floor of this beautifully maintained 2-bedroom, 2-bath condominium located in the desirable gated community of Cove Cay in Clearwater. This bright and spacious residence features ceramic tile flooring throughout the home, elegant crown molding, and a functional open layout ideal for both everyday living and entertaining. The living and dining areas offer abundant natural light and open to a private screened lanai where you can enjoy peaceful views of the golf course and surrounding greenery. The primary bedroom suite includes a private ensuite bathroom, generous closet space, and direct access to the lanai. The second bedroom and full bathroom provide comfortable accommodations for guests or a home office. The kitchen offers ample cabinet storage and workspace, while the home also features a private laundry room with full-size washer and dryer and additional closet storage. Located within the secure, guard-gated Cove Cay community, residents enjoy resort-style amenities including a heated community pool and hot tub, clubhouse, beautifully maintained grounds, and scenic walking areas. The community also features the Cove Cay Golf Club with an 18-hole golf course and an on-site marina with access to Tampa Bay for boating enthusiasts. Conveniently located near shopping, dining, airports, and the Gulf beaches, this property offers the perfect combination of comfort, convenience, and Florida lifestyle living.

The essentials

Built
1981
Price / sqft
$187
On market
216 days
Annual tax
$968
HOA
$731/mo
Flood zone
X500 · Low risk
Lot
69,706 sqft
Type
Condominium

At a glance

Condo
7 stories · 1981
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
1,070 sqft
Living area

Payment

Est. monthly payment
$1,955/mo
Down payment (20%)
$40,000
Property taxes
$81/mo
HOA
$731/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
69,706 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Days on Market
216
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Balcony
Lighting
Private Entrance
Sidewalk
Buyer Approval Required
Deed Restrictions
Gated Community - Guard
Golf
Pool
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Belcher Elementary-PN
Middle
Oak Grove Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$968
Parcel #
29-29-16-18706-003-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village IV
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
69,706 sqft
In CountyNear Golf CourseNear MarinaNear Public TransitPrivateSidewalkPaved
HOA
$731/mo
JULIE NICHOLS

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8485247
$200,000-7.0%
$187/sqft
-
Price change
Source: Stellar MLS #TB8485247
$215,000-6.1%
$201/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #TB8485247
$229,000
$214/sqft

Neighborhood

2900 Cove Cay Dr #7B
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $200,000
$197,500 – $200,000
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 216 after a $29,000 cut.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,955/mo
Principal & interest$1,043
Property taxes$81
Insurance$100
HOA$731
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$200,000

$187 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,070 sq ft

Time on market

216 days

Year built

1981

Monthly payment

About $1,955/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $968 annual tax bill, insurance, and the $731/mo HOA fee.

HOA fee

$731/mo

Managed by JULIE NICHOLS.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by7 BLUE LLCListing agent: Andres RiosListing data from Stellar MLS, MLS# TB8485247.

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