18322 Swan Lake Dr, photo 1
Active Under Contract
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Overview

3 bd2 ba1,982 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1980
Lot9,000 sqft
Living area1,982 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatPrivate YardDishwasherDryerElectric Water HeaterMicrowave

18322 Swan Lake Dr is a 1980-built home in Windemere Unit II, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,982 square feet of living space. Listed at $405,900 (about $205/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. Welcome to your private Oasis! Nestled on a quiet residential neighborhood of Lutz, this 3 bed/ 2bath home offers nearly 2000 sqft of flexible living space. Large family room centered around a stunning wood-burning fireplace. It also has a bonus room excellent for a home office, gym, or playroom. Master room has a walk-in closet and its own private entrance to the backyard. The screen lanai, an in-ground pool, and fully fenced backyard is perfect for families and pets to enjoy. CALL to request a showing.

The essentials

Built
1980
Price / sqft
$205
On market
132 days
Annual tax
$3,636
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
Private pool
Gunite
2 car garage
9,000 sqft lot
Lot size
1,982 sqft
Living area

Payment

Est. monthly payment
$2,623/mo
Down payment (20%)
$81,180
Property taxes
$303/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
9,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
132
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Private Yard
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,636
Parcel #
U-18-27-19-1BD-000001-00027.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windemere Unit II
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
9,000 sqft

Price history

Date
Event
Price
9/15/2026
Pending sale
Source: Stellar MLS #TB8516009
$405,900
$205/sqft
7/15/2026
Price change
Source: Stellar MLS #TB8516009
$405,900-2.4%
$205/sqft
6/10/2026
Listed for sale
Source: Stellar MLS #TB8516009
$415,900+43.7%
$210/sqft
9/24/2020
Sold
Source: Hillsborough County Public Record
$289,500
$146/sqft

Neighborhood

18322 Swan Lake Dr
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $405,900
$405,000 – $405,900
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 78 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 132 after a $10,000 cut.

Sample: 78 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,623/mo
Principal & interest$2,117
Property taxes$303
Insurance$203
Down payment20% · $81,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$405,900

$205 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,982 sq ft

Time on market

132 days

Year built

1980

Monthly payment

About $2,623/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,636 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Yadenys ValdesListing data from Stellar MLS, MLS# TB8516009.

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