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About this home
288 Beach Dr NE #PH-2A is a 1999-built home in Cloister Of Beach Drive Condo, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 5,100 square feet of living space. Listed at $3,990,000 (about $782/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $6,891.44 monthly.
A property like this almost never becomes available. The entire 14th floor of The Cloisters of Beach Drive. One residence. 5,100 SF of sunrise-to-sunset views — Tampa Bay, the Vinoy Club & Yacht Basin, the St. Pete Pier, and the downtown skyline on every side. Pull off Beach Drive, through the gate, parked in seconds — four assigned covered ground-level spaces, all yours. In downtown St. Petersburg, that alone is worth remarking on. The elevator opens directly into your private foyer — your floor, accessible only by key fob, to no one but you. Wake up to Tampa Bay and morning light through surrounding windows — the soaking tub looks out at open water, nothing between you and the horizon. Seven private balconies: front and left face open water and the marina; rear balconies face the city skyline and the sunset. Primary suite includes a floor-to-ceiling custom cherry wood closet. 3 bedrooms, 2.5 baths. Solid walnut hardwood floors throughout. Ten-foot ceilings and crown molding. Skylights in the living space. U-shaped gourmet kitchen with gas range, walk-in pantry, and bar seating. Formal dining room with chandelier and city views. Executive home office with custom built-ins. Dedicated laundry room. Motorized window treatments, surround sound, HVAC 2023/2024. Ground-floor storage included. The Cloisters was designed by architect Randy Wedding — former Mayor of St. Petersburg and the architect behind the restoration of the Vinoy Renaissance Hotel. It is the first luxury residential building on Beach Drive. Boutique 32-unit building — not a marketing word, but a building small enough that privacy is structural. Concierge on-site Monday through Friday. In 25 years, this unit has changed hands once. That is not an accident. Dedicated backup generator keeps the elevator running during outages; most new towers in St. Pete do not have this. Lap pool, club room. Tower roof replaced 2024. HOA includes water, sewer, natural gas, trash, cable, and 100 Mbps internet, plus building master insurance and exterior maintenance. $823,420 in reserves as of April 2026. 2024 audit accepted with no qualifications. Flood Zone X — no lender-required flood insurance. $30.77M insured property value, $15M umbrella, zero prior NFIP flood claims. Milestone structural inspection passed June 2024 (Karins Engineering) — no significant concerns. No litigation. No association approval required. Florida levies no state income tax. There is one Beach Drive in St. Petersburg. It runs along the waterfront, through Straub Park, past the Museum of Fine Arts, and ends at the Pier. This building is on it. Birch & Vine is a one-minute walk. Walk & Bike Score 95. Salvador Dalí Museum 15 minutes. Tampa International Airport 25 minutes. Gulf beaches 20 minutes.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$3,990,000
$782 per sq ft
Beds and baths
3 beds, 3 baths
Size
5,100 sq ft
Time on market
132 days
Year built
1999
Monthly payment
About $31,946/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $27,007 annual tax bill, insurance, and the $6,891.44/mo HOA fee.
HOA fee
$6,891.44/mo
Managed by Michelle Weller, LCAM.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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