2284 Philippine Dr #39, photo 1
Active
1 / 71

Overview

2 bd2 ba1,400 sqftCondominium
TypeCondominium
Condo dues$605/mo
Built1987
Living area1,400 sqft
Price / sqft$89

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboLightingSidewalkStorageAssociation Recreation - LeaseBuyer Approval RequiredClubhouseCommunity Mailbox

2284 Philippine Dr #39 is a 1987-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,400 square feet of living space. Listed at $123,900 (about $89/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $605 monthly.

From the listing

You'll be delighted you didn't miss this beautifully maintained ~ diamond in the rough condo featuring an updated A/C and located in one of the most sought-after sections of the renowned On Top of the World community. The spacious El Dorado floor plan offers the perfect blend of comfort and functionality, ideal for both entertaining guests and enjoying easy everyday living. Conveniently situated directly across from the West Activity Center, you'll have exceptional amenities just steps from your door, including a 12-table billiards room, heated lap pool, 13-jet spa, card room, and a large party room complete with a full kitchen. When you're ready to explore, you're just minutes from the soft sands of Clearwater Beach and a short drive from the dining, entertainment, and cultural attractions of Tampa. Enjoy nearby shopping at three major malls, browse unique antique shops, or stroll the charming downtown districts of Safety Harbor and Dunedin. With so much to see and do, every day can be an adventure—or simply a chance to sit back, relax, and enjoy the tropical Florida lifestyle.

The essentials

Built
1987
Price / sqft
$89
On market
121 days
Annual tax
$484
Condo dues
$605/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1987
Community pool
Fitness center too
1,400 sqft
Living area

Payment

Est. monthly payment
$1,353/mo
Down payment (20%)
$24,780
Property taxes
$40/mo
Condo dues
$605/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
121
Living Room/Dining Room Combo
Lighting
Sidewalk
Storage
Association Recreation - Lease
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf
Handicap Modified
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Racquetball
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Street Lights
Dishwasher
Exhaust Fan
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$484
Parcel #
31-28-16-64109-082-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
-
Condo dues
$605/mo
Parkway Management/ Tim Martin , Amita

Price history

Date
Event
Price
8/15/2026
Price change
Source: Stellar MLS #TB8518895
$123,900-16.8%
$89/sqft
-
Price change
Source: Stellar MLS #TB8518895
$148,900-0.7%
$106/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #TB8518895
$149,900
$107/sqft

Neighborhood

2284 Philippine Dr #39
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $123,900
$120,000 – $123,900
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 121 after a $26,000 cut.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,353/mo
Principal & interest$646
Property taxes$40
Insurance$62
HOA$605
Down payment20% · $24,780
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$123,900

$89 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,400 sq ft

Time on market

121 days

Year built

1987

Monthly payment

About $1,353/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $484 annual tax bill, insurance, and $605/mo in condo dues.

Condo dues

$605/mo

Managed by Parkway Management/ Tim Martin , Amita.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBONOMO REALTY LLCListing agent: Deb BonomoListing data from Stellar MLS, MLS# TB8518895.

Keep exploring Florida

Pick up where you left off, or see what else is out there.