851 N Keene Rd #Y7, photo 1
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Overview

2 bd1 ba922 sqftCondominium
TypeCondominium
HOA$670/mo
Built1976
Lot112,770 sqft
Living area922 sqft
Price / sqft$179

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboL DiningOpen FloorplanSolid Surface CountersStone CountersThermostatWalk-in Closet(s)

851 N Keene Rd #Y7 is a 1976-built home in St Andrews Cove Condo, Clearwater. Inside you'll find 2 bedrooms, 1 bathrooms, and 922 square feet of living space. Listed at $165,000 (about $179/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $670 monthly.

From the listing

Amazing opportunity in Clearwater Florida, less than 6 miles from Clearwater Beach! This condominium has been completely remodeled, by the owner for the owner. It has newer impact windows throughout and impact sliding doors. The kitchen has been completely redone with white cabinets and beautiful granite countertops and stainless steel appliances. There is no carpet in the unit, just gorgeous wood floors throughout the living areas and tiles in the wet areas and bedrooms. The kitchen is completely open to the living room and to the dining room while the large covered balcony directly in view from all the living area, has been screened in and fully retiled with beautiful new tiles throughout. The bathroom has been also completely redone, top to bottom, with new shower tiles, new vanity lights and floors. As a bonus, the master bedroom walk-in closet is truly over-sized and the balcony has a convenient storage room, while there are also other storage closets inside the unit. This complex sits directly on a beautiful lake and you can walk around its settings on your way to the large common pool, and enjoy the gorgeous views. Ducks and birds will welcome you! Check the pictures! St Andrew Cove II is conveniently located with a very easy access to all Clearwater main throughfares, in fact you will be able to easily reach any large grocery store, in Dunedin, Clearwater, Largo, while Downtown Clearwater is only 2.4 miles away. Tampa Airport is 16 miles away!

The essentials

Built
1976
Price / sqft
$179
On market
116 days
Annual tax
$249
HOA
$670/mo
Flood zone
X · Low risk
Lot
112,770 sqft
Type
Condominium

At a glance

Condo
Built 1976
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
922 sqft
Living area

Payment

Est. monthly payment
$1,634/mo
Down payment (20%)
$33,000
Property taxes
$21/mo
HOA
$670/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1976
Lot
112,770 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Reserved
Days on Market
116
Ceiling Fans(s)
Kitchen/Family Room Combo
L Dining
Open Floorplan
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Sliding Doors
Buyer Approval Required
Community Mailbox
Deed Restrictions
Pool
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Tankless Water Heater
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$249
Parcel #
12-29-15-77872-025-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Andrews Cove Condo
County
Pinellas
MLS Area
33755 - Clearwater
Lot Size
112,770 sqft
City LimitsNear Golf Course
HOA
$670/mo
Dianne Bergren

Price history

Date
Event
Price
6/17/2026
Listed for sale
Source: Stellar MLS #TB8520067
$165,000
$179/sqft

Neighborhood

851 N Keene Rd #Y7
Clearwater, FL, 33755 · 33755 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$162,500 – $165,000
99% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 condo closings in 33755 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 116.

Sample: 39 closed condo sales in 33755 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,634/mo
Principal & interest$861
Property taxes$21
Insurance$83
HOA$670
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$179 per sq ft

Beds and baths

2 beds, 1 baths

Size

922 sq ft

Time on market

116 days

Year built

1976

Monthly payment

About $1,634/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $249 annual tax bill, insurance, and the $670/mo HOA fee.

HOA fee

$670/mo

Managed by Dianne Bergren.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGREAT HOMES REALTY INCListing agent: Riccardo SantagostinoListing data from Stellar MLS, MLS# TB8520067.

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